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Personal loans in Leslie, AR

Between the 2020 Census base and the 2023 estimate, Leslie's population barely changed. Personal loans in Leslie are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 374 population. The Census estimates 374 residents in Leslie, which ranks it 299th of 500 places in Arkansas. For a bigger market, look to Marshall, AR about 7 miles away. When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Leslie as from the rest of the state. Price two or three terms so you can see which payment is truly affordable in Leslie.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Leslie by the numbers

Most of what governs a Leslie loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

Arkansas rules behind a Leslie personal loan

Below are the Arkansas rules that apply to a loan made in Leslie, each with the regulator that issued it.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".		Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.		Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".		Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

Land, water and location for Leslie

Leslie covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 493 people per square mile. The largest place in Arkansas, Little Rock, lies about 77 miles away. Leslie has 38 larger places within a 50-mile radius. The 100-mile radius contains 199 larger places.

Where Leslie sits in Arkansas

Leslie is the 299th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Leslie ranks 223rd of 500 in Arkansas (about the 55th percentile). By density, at about 493 people per square mile, it ranks 191st in Arkansas. By land area, its 0.8 square miles rank 386th of 500 places in Arkansas.

How a Leslie personal loan is priced

Leslie is a small community of about 374 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Leslie loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Leslie loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Leslie borrowers

At roughly 493 people per square mile, Leslie is lightly settled; 38 larger places lie within 50 miles. A Arkansas licence lets a lender serve Leslie without a local office, so branch density does not change what its 374 residents are offered. The nearest larger city, Marshall, AR about 7 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Leslie if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Leslie is the same as anywhere in Arkansas.
What loan size can I expect in Leslie?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Leslie?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Leslie cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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