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Personal loans in LeRoy, KS

The trend for LeRoy between 2020 and 2023 is downward by roughly 0.9%. A personal loan in LeRoy is priced from your credit file and income, not from the fact that the city holds 444 people. The Census estimates 444 residents in LeRoy, which ranks it 287th of 625 places in Kansas. A larger market lies at Burlington, KS about 10 miles away. For the 444 people in LeRoy, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in LeRoy.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

LeRoy by the numbers

What follows is LeRoy's place in the Census record, alongside the Kansas rules that govern a personal loan made here.

LeRoy in state context

Set beside Kansas's 625 places, LeRoy ranks 287th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, LeRoy ranks 275th of 625 in Kansas (about the 56th percentile). At about 539 people per square mile, LeRoy is the 415th most densely settled place in Kansas. Within 50 miles sit 49 smaller Census places, alongside the 29 that are larger.

The Kansas lending rules that reach LeRoy

For the roughly 444 residents of LeRoy, the rules below are Kansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16

What shapes a LeRoy personal loan

In LeRoy, a small community of about 444, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a LeRoy loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a LeRoy loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lender access in LeRoy

At roughly 539 people per square mile, LeRoy is moderately settled; 29 larger places lie within 50 miles. Whether LeRoy has a local branch or not, a Kansas-licensed lender can serve its 444 people online on the same terms. The nearest larger city, Burlington, KS about 10 miles away.

LeRoy: area, density and distance

The Census Gazetteer records about 0.8 square miles of land within LeRoy, with no significant water area listed. The resulting density is about 539 people per square mile. For the state's biggest city, Wichita, the distance is roughly 97 miles. Within 50 miles of LeRoy there are 29 larger Census places. By land area it ranks 238th of 625 Kansas places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in LeRoy if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in LeRoy is the same as anywhere in Kansas.
What loan size can I expect in LeRoy?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in LeRoy?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in LeRoy cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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