Personal loans in Leominster, MA

Leominster is home to roughly 43,627 people and stands 28th by size out of 54 Census places in Massachusetts. Read the disclosure for an origination fee and any prepayment penalty before signing in Leominster. A 2020-to-2023 comparison shows Leominster down by about 0.4%. Rate ceilings, licensing requirements and product limits for Leominster are all set at the Massachusetts level. The nearest larger metro is Worcester, MA about 17 miles away.

Borrowing in Leominster: the local picture

Two layers matter for a Leominster borrower: the local population picture and Massachusetts's consumer-lending statutes.

• Population: a Census-estimated 43,627, 28th among Massachusetts's 54 places (Vintage 2023).
• Population trend: A loss of roughly 0.4% between 2020 and 2023.
• People gained or lost: about 164 fewer since the 2020 base.
• Size percentile: about 48% of Massachusetts's Census places are smaller than Leominster.
• Density: the Census land area of 28.8 sq mi holds about 1,514 people per square mile.
• Land area rank: Leominster's 28.8 square miles rank 12th of 54 places in Massachusetts.
• Water: Leominster holds about 0.86 square miles, the 31st-largest water area in Massachusetts.
• State population share: Leominster accounts for about 1.2% of everyone in Massachusetts.
• National rank: Leominster is the 916th most populous of the 19,457 Census places covered here.
• Growth rank: Leominster ranks 19th among Massachusetts's 54 places for the 2020-to-2023 change.
• State comparison: Massachusetts's places average -0.7% for 2020-to-2023, against Leominster's 0.4%.
• Density rank: Leominster is the 38th most densely settled place in Massachusetts.
• Against the state median: Leominster runs about 1,514 residents per square mile, where the Massachusetts median is 2,833.
• Location: 42.5209, -71.7706 (Census Gazetteer coordinates).
• Nearest larger cities: Worcester (17 mi); Nashua (21 mi); Framingham (23 mi); Lowell (24 mi); Waltham (28 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Fitchburg (6 mi); Gardner (12 mi); Marlborough (16 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 23 smaller Census places.
• Larger places within 100 miles: 42.

Which Massachusetts laws govern a loan in Leominster

The rows below set out what a licensed lender must follow in Massachusetts, and so for Leominster's roughly 43,627 residents.

What is available to Leominster borrowers

Leominster is moderately settled, with about 1,514 people per square mile and 26 larger places within 50 miles. Lenders licensed in Massachusetts reach Leominster's 43,627 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Worcester, MA about 17 miles away.

Leominster on the map

Leominster covers about 28.8 square miles of land, with 0.86 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,514 residents per square mile. For the state's biggest city, Boston, the distance is roughly 40 miles. Counting outward 50 miles, 26 larger communities surround Leominster. The 100-mile radius contains 42 larger places.

Where Leominster sits in Massachusetts

Set beside Massachusetts's 54 places, Leominster ranks 28th by population and holds about 1.2% of the state total. For population change between 2020 and 2023, Leominster ranks 19th of 54 in Massachusetts (about the 65th percentile). By density, at about 1,514 people per square mile, it ranks 38th in Massachusetts. Between 2020 and 2023 the count changed by roughly 164 residents.

How a Leominster personal loan is priced

Most loans made to Leominster's 43,627 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Leominster's 43,627 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Leominster loan raises the monthly payment but cuts the interest; lengthening it does the reverse.