Personal loans in Lemont, IL

In Lemont, one of 1,294 Census places in Illinois, the figure to compare across lenders is the APR, not the advertised rate. With an estimated 17,575 residents, Lemont is the 145th-largest of 1,294 places in Illinois. Census figures put the 2020-to-2023 decrease in Lemont at about 1.2%. Pull your credit reports and line up at least three offers before you apply from Lemont. The next larger city is Homer Glen, IL about 5 miles away.

Lemont by the numbers

The figures below are Lemont's own — Census population, land area and coordinates — followed by the Illinois rules.

• Population: a Census-estimated 17,575, 145th among Illinois's 1,294 places (Vintage 2023).
• Population trend: A drop of about 1.2% from 2020 to 2023.
• Net change: roughly 214 fewer people than the 2020 Census counted.
• Size percentile: Lemont's 17,575 people outrank roughly 89% of the places in Illinois.
• Density: roughly 1,992 residents per square mile, spread over 8.8 sq mi of land.
• Land area: Lemont covers 8.8 square miles, the 136th-largest area among Illinois's 1,294 places.
• Water area: Lemont has 0.37 square miles of water, ranking 67th of 1,294 places in Illinois.
• Share of state population: Lemont's 17,575 residents are about 0.2% of Illinois.
• National standing: Lemont ranks 2,102nd of 19,457 US places.
• Growth rank: Lemont ranks 287th among Illinois's 1,294 places for the 2020-to-2023 change.
• Versus Illinois: the state average change is -2.0%, while Lemont moved 1.2%.
• Density rank: Lemont is the 216th most densely settled place in Illinois.
• Against the state median: Lemont runs about 1,992 residents per square mile, where the Illinois median is 993.
• Location: coordinates 41.6673, -87.9844 (US Census Bureau Gazetteer).
• Nearest larger cities: Homer Glen (5 mi); Darien (5 mi); Woodridge (6 mi); Lockport (6 mi); Bolingbrook (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Burr Ridge (6 mi); Willow Springs (7 mi); Willowbrook (7 mi).
• Within a 50-mile radius: 212 smaller Census places.
• At 100 miles: 157 larger Census places fall inside that radius.

How Illinois law applies in Lemont

Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a Lemont lender must follow.

Inside a Lemont personal loan

Most loans made to Lemont's 17,575 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lemont. Shortening the term on a Lemont loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Lemont

Inside Lemont's boundaries lie roughly 8.8 square miles of land and 0.37 square miles of water. The resulting density is about 1,992 people per square mile. The largest place in Illinois, Chicago, lies about 19 miles away. A 50-mile radius around Lemont takes in 125 places that are larger. By land area it ranks 136th of 1,294 Illinois places.

What to do before borrowing in Lemont

For Lemont's roughly 17,575 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Illinois licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Lemont-specific: the same Illinois licensing and disclosure rules reach all 17,575 residents.

Where Lemont sits in Illinois

Set beside Illinois's 1,294 places, Lemont ranks 145th by population and holds about 0.2% of the state total. Its 2020-to-2023 change ranks 287th of 1,294 Illinois places, putting it near the 78th percentile for growth. By density, at about 1,992 people per square mile, it ranks 216th in Illinois. The population moved by about 214 people between 2020 and 2023, a 1.2% shift.