Personal loans in Lemmon, SD

Lemmon: population, trend and location

Lemmon is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 1,156, 58th among South Dakota's 309 places (Vintage 2023).
• Population trend: Down about 0.4% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: about 81% of South Dakota communities are smaller than Lemmon (1,156 residents).
• Land and density: 1.1 square miles of land carry roughly 1,053 residents per square mile.
• Land area rank: Lemmon's 1.1 square miles rank 91st of 309 places in South Dakota.
• Share of South Dakota: Lemmon holds about 0.2% of the state's population, some 1,156 people.
• Nationally: Lemmon is the 9,688th-largest of 19,457 Census places in the dataset.
• Growth rank: Lemmon ranks 180th among South Dakota's 309 places for the 2020-to-2023 change.
• Against the state trend: Lemmon's 0.4% change compares with a South Dakota average of +0.9% across its 309 places.
• Density rank: Lemmon places 67th among South Dakota's places by people per square mile.
• Density in context: Lemmon's 1,053 people per square mile sit against a South Dakota median of 581.
• Location: coordinates 45.9383, -102.1598 (US Census Bureau Gazetteer).
• Nearest larger cities: Bowman (62 mi); Dickinson (73 mi); Eagle Butte (79 mi); Mandan (86 mi); Mobridge (88 mi). Larger metros often have more branches, but online lenders reach Lemmon on the same terms.
• Nearest smaller towns: Haynes (15 mi); Morristown (21 mi); Hettinger (23 mi) — useful context for the surrounding area.
• Smaller neighbours: 15 places smaller than Lemmon sit within 50 miles.
• Larger places within 100 miles: 9.

What shapes a Lemmon personal loan

In Lemmon, a small community of about 1,156, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Lemmon lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Lemmon loan is knowable in advance — unlike a revolving card balance.

Where Lemmon sits

Lemmon's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,053 people per square mile. For the state's biggest city, Sioux Falls, the distance is roughly 314 miles. Counting outward 50 miles, 0 larger communities surround Lemmon. By land area it ranks 91st of 309 South Dakota places.

Where Lemmon sits in South Dakota

Within South Dakota, Lemmon holds roughly 0.2% of all residents, the 58th-largest share among 309 places. For population change between 2020 and 2023, Lemmon ranks 180th of 309 in South Dakota (about the 42th percentile). At about 1,053 people per square mile, Lemmon is the 67th most densely settled place in South Dakota. Within 50 miles sit 15 smaller Census places, alongside the 0 that are larger.

The South Dakota lending rules that reach Lemmon

When South Dakota does not publish a figure, the row links to the source instead of inventing a number; Lemmon is bound by the same rules.

The Lemmon borrowing checklist

A sensible order of operations for a loan in Lemmon, home to about 1,156 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the South Dakota licence with the regulator named above before committing.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Lemmon-specific: the same South Dakota licensing and disclosure rules reach all 1,156 residents.