Personal loans in Leland, IL
For a borrower among the roughly 930 residents of Leland, a personal loan is a tool whose cost turns on the terms, not the address. About 930 people live in Leland, placing it 673rd of 1,294 Census places in Illinois.
Census figures put the 2020-to-2023 decrease in Leland at about 1.9%. Use the calculator on this page to price an amount and term before you commit in Leland. Borrowers who want a bigger city can look to Somonauk, IL about 6 miles away. Consumer lending that reaches Leland's 930 residents is governed by Illinois statute; no city ordinance changes it.
Leland: population, trend and location
Leland is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 930 residents in Leland (Vintage 2023 subcounty estimate), the 673rd-largest figure among Illinois's 1,294 places.
- Population trend: A drop of about 1.9% from 2020 to 2023.
- Net change: roughly 18 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 48% of the places in Illinois, with 930 residents in Leland.
- Land and density: 0.5 square miles of land carry roughly 1,742 residents per square mile.
- Land area rank: Leland's 0.5 square miles rank 1,017th of 1,294 places in Illinois.
- Within Illinois: about 0.0% of the state's population lives in Leland.
- National rank: Leland is the 10,537th most populous of the 19,457 Census places covered here.
- Growth rank: Leland ranks 552nd among Illinois's 1,294 places for the 2020-to-2023 change.
- Versus Illinois: the state average change is -2.0%, while Leland moved 1.9%.
- Density rank: Leland is the 292nd most densely settled place in Illinois.
- Against the state median: Leland runs about 1,742 residents per square mile, where the Illinois median is 993.
- Location: 41.6160, -88.7983 (US Census Bureau Gazetteer).
- Nearest larger cities: Somonauk (6 mi); Earlville (7 mi); Sheridan (9 mi); Sandwich (10 mi); Waterman (10 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Paw Paw (11 mi); Millington (11 mi); Shabbona (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 72 smaller Census places.
- Within 100 miles: 543 places are larger than Leland.
Land, water and location for Leland
Leland covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,742 people per square mile. The largest place in Illinois, Chicago, lies about 59 miles away. Leland has 154 larger places within a 50-mile radius. The 100-mile radius contains 543 larger places.
The anatomy of a Leland personal loan
Most loans made to Leland's 930 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Leland can be quoted different APRs on the same amount and term. Shortening the term on a Leland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What is available to Leland borrowers
Leland is moderately settled, with about 1,742 people per square mile and 154 larger places within 50 miles. A Illinois licence lets a lender serve Leland without a local office, so branch density does not change what its 930 residents are offered. The nearest larger city, Somonauk, IL about 6 miles away.
How Leland compares across Illinois
Against Illinois's other places, Leland accounts for about 0.0% of the state's population and ranks 673rd of 1,294 by size. For population change between 2020 and 2023, Leland ranks 552nd of 1,294 in Illinois (about the 57th percentile). By density, at about 1,742 people per square mile, it ranks 292nd in Illinois. By land area, its 0.5 square miles rank 1,017th of 1,294 places in Illinois.
Which Illinois laws govern a loan in Leland
This table holds the Illinois rate and licensing rules for consumer loans made to Leland's 930 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
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What loan size can I expect in Leland?
Do I have to pledge anything to borrow in Leland?
Does comparing loans in Leland cost me credit score points?
Nearby places
- Somonauk, IL — population 1,760
- Earlville, IL — population 1,597
- Sheridan, IL — population 2,418
- Waterman, IL — population 1,421
- Shabbona, IL — population 850
- Sandwich, IL — population 7,212
- Paw Paw, IL — population 811
- Millington, IL — population 621