Personal loans in Lehigh, IA
The Census estimates 391 residents in Lehigh, which ranks it 492nd of 940 places in Iowa. The first question in Lehigh is not the rate on offer but whether the payment fits; about 391 people live here under Iowa lending law.
Begin with the payment, then weigh APR and total interest across the lenders that reach Lehigh's 391 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lehigh's 391 residents. Census figures put the 2020-to-2023 decrease in Lehigh at about 2.0%. A larger market lies at Otho, IA about 7 miles away.
Lehigh: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: 391 — Lehigh ranks 492nd of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.0% from 2020 to 2023.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: roughly 48% of Iowa's places have fewer residents than Lehigh's 391.
- Population density: about 185 people per square mile across 2.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Lehigh's 2.1 square miles rank 194th of 940 places in Iowa.
- Water area: Lehigh has 0.06 square miles of water, ranking 75th of 940 places in Iowa.
- State share: roughly 0.0% of Iowa's residents live in Lehigh (391 people).
- National rank: Lehigh is 14,187th of 19,457 places nationwide.
- Growth rank: Lehigh's 2020-to-2023 change ranks 636th of 940 places in Iowa.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Lehigh's 2.0%.
- Density rank: Lehigh places 835th among Iowa's places by people per square mile.
- Density in context: Lehigh's 185 people per square mile sit against a Iowa median of 672.
- Location: 42.3582, -94.0534 (US Census Bureau Gazetteer).
- Nearest larger cities: Otho (7 mi); Dayton (7 mi); Stratford (9 mi); Fort Dodge (12 mi); Gowrie (13 mi). Living near a larger metro rarely changes what is available in Lehigh.
- Smaller communities close by: Duncombe (8 mi); Harcourt (9 mi); Callender (12 mi), each with its own Census population profile.
- Within a 50-mile radius: 71 smaller Census places.
- At 100 miles: 266 larger Census places fall inside that radius.
What is available to Lehigh borrowers
Lehigh is lightly settled, with about 185 people per square mile and 67 larger places within 50 miles. What is available to Lehigh's 391 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Otho, IA about 7 miles away.
A practical checklist for Lehigh borrowers
Before you hand your details to a lender in Lehigh, where the population is near 391:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Iowa licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Iowa; what changes is your credit file, not the fact that Lehigh holds 391 people.
Lehigh's place among Iowa's 940 places
Set beside Iowa's 940 places, Lehigh ranks 492nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Lehigh ranks 636th of 940 in Iowa (about the 32th percentile). By density, at about 185 people per square mile, it ranks 835th in Iowa. Within 50 miles sit 71 smaller Census places, alongside the 67 that are larger.
What Iowa law requires in Lehigh
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Lehigh lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Lehigh: area, density and distance
The Census Gazetteer records 2.1 square miles of land and 0.06 square miles of water within Lehigh. The resulting density is about 185 people per square mile. The state's population centre of gravity, Des Moines, is roughly 59 miles away. Within 50 miles of Lehigh there are 67 larger Census places. By land area it ranks 194th of 940 Iowa places.
Common questions
What are my options in Lehigh if my credit is poor?
What loan size can I expect in Lehigh?
Do I have to pledge anything to borrow in Lehigh?
Does comparing loans in Lehigh cost me credit score points?
Nearby places
- Dayton, IA — population 759
- Otho, IA — population 411
- Duncombe, IA — population 370
- Stratford, IA — population 682
- Harcourt, IA — population 255
- Boxholm, IA — population 173
- Fort Dodge, IA — population 24,591
- Pilot Mound, IA — population 158