Personal loans in Leavenworth, KS

With an estimated 37,034 residents, Leavenworth is the 12th-largest of 625 places in Kansas. Leavenworth counts about 37,034 people, and what is genuinely local about borrowing here is limited — Kansas law does the governing.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. Rate-shopping from Leavenworth costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For the 37,034 people in Leavenworth, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Kansas City, KS about 17 miles away.

The Leavenworth data picture

Two layers matter for a Leavenworth borrower: the local population picture and Kansas's consumer-lending statutes.

How lenders reach Leavenworth

At roughly 1,521 people per square mile, Leavenworth is moderately settled; 12 larger places lie within 50 miles. A Kansas licence lets a lender serve Leavenworth without a local office, so branch density does not change what its 37,034 residents are offered. The nearest larger city, Kansas City, KS about 17 miles away.

Leavenworth on the map

The Census Gazetteer records 24.4 square miles of land and 0.06 square miles of water within Leavenworth. That land carries about 1,521 people per square mile. Wichita, the largest place in Kansas, is about 173 miles from Leavenworth. Within 50 miles of Leavenworth there are 12 larger Census places. Within the same 50 miles lie 151 smaller Census places.

The anatomy of a Leavenworth personal loan

In Leavenworth, a smaller city of about 37,034, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Leavenworth. The term you choose in Leavenworth decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Leavenworth

These are Kansas's sourced lending facts as they reach Leavenworth's 37,034 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".
Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".
Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".
Kansas Office of the Revisor of Statutes
as of 2026-09-16

Leavenworth in state context

Among Kansas's 625 places, Leavenworth sits at 12th for population, a share of roughly 1.5% of the state. On the 2020-to-2023 trend, Leavenworth stands 266th among Kansas's 625 places — roughly the 57th percentile. Its roughly 1,521 residents per square mile place it 81st among Kansas's places. Within 50 miles sit 151 smaller Census places, alongside the 12 that are larger.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Leavenworth if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Leavenworth is the same as anywhere in Kansas.
What loan size can I expect in Leavenworth?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Leavenworth?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Leavenworth cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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