Personal loans in Leakesville, MS

Compare APR, not the interest rate, because the APR folds in most fees on a Leakesville loan. An estimated 3,767 people make their home in Leakesville, a figure that ranks 73rd in Mississippi. To lend to Leakesville's 3,767 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. Population in Leakesville dropped about 0.4% over the three years from 2020 to 2023. The nearest larger city is Citronelle, AL about 18 miles away.

The Leakesville data picture

Here is the sourced Census picture for Leakesville, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: 3,767 residents; Leakesville is the 73rd-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.4% from 2020 to 2023.
• People gained or lost: about 14 fewer since the 2020 base.
• Size percentile: about 76% of Mississippi communities are smaller than Leakesville (3,767 residents).
• Population density: about 600 people per square mile (Census land area 6.3 sq mi).
• By land area: Leakesville ranks 92nd among Mississippi's 299 places, at 6.3 sq mi.
• Water: Leakesville holds about 0.01 square miles, the 131st-largest water area in Mississippi.
• Within Mississippi: about 0.3% of the state's population lives in Leakesville.
• National rank: Leakesville is the 5,612th most populous of the 19,457 Census places covered here.
• Growth rank: Leakesville ranks 67th among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Leakesville moved 0.4%.
• Density rank: Leakesville places 94th among Mississippi's places by people per square mile.
• Density vs Mississippi: Leakesville's 600 people per square mile compare with a state median of 434.
• Location: it lies at 31.1492, -88.5559 in the Census Gazetteer.
• Nearest larger cities: Citronelle (18 mi); Semmes (30 mi); Saraland (33 mi); Satsuma (35 mi); Prichard (36 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Lucedale (15 mi); McLain (16 mi); State Line (20 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 13 smaller Census places.
• Within 100 miles: 48 places are larger than Leakesville.

Steps to take before a Leakesville loan

Complete these steps first when you borrow in Leakesville (3,767 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Leakesville and the rest of Mississippi is not the process but the borrower's own file, among the 3,767 people here.

Mississippi consumer-lending rules applied in Leakesville

Below are the Mississippi rules that apply to a loan made in Leakesville, each with the regulator that issued it.

Leakesville against the rest of Mississippi

Against Mississippi's other places, Leakesville accounts for about 0.3% of the state's population and ranks 73rd of 299 by size. On the 2020-to-2023 trend, Leakesville stands 67th among Mississippi's 299 places — roughly the 78th percentile. By density, at about 600 people per square mile, it ranks 94th in Mississippi. Within 50 miles sit 13 smaller Census places, alongside the 15 that are larger.

The anatomy of a Leakesville personal loan

In Leakesville, a small community of about 3,767, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Leakesville lender to disclose the APR and finance charge before you sign. Shortening the term on a Leakesville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Leakesville

Inside Leakesville's boundaries lie roughly 6.3 square miles of land and 0.01 square miles of water. With 3,767 residents, the land area yields roughly 600 people per square mile. The state's population centre of gravity, Jackson, is roughly 126 miles away. Leakesville has 15 larger places within a 50-mile radius. The 100-mile radius contains 48 larger places.