Personal loans in Leachville, AR
When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Leachville as from the rest of the state. Leachville, Arkansas — home to about 1,924 people — is a small community, so the terms you are offered follow Arkansas law rather than any local rule. At about 1,924 residents, Leachville is larger than roughly 73% of the places in Arkansas. Population in Leachville dropped about 5.6% over the three years from 2020 to 2023. For a community of about 1,924, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Manila, AR about 5 miles away.
What the Census records for Leachville
Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.
- Population: a Census-estimated 1,924, 137th among Arkansas's 500 places (Vintage 2023).
- Population trend: A drop of about 5.6% from 2020 to 2023.
- People gained or lost: about 114 fewer since the 2020 base.
- Size percentile: Leachville's 1,924 people outrank roughly 73% of the places in Arkansas.
- Density: the Census land area of 4.4 sq mi holds about 437 people per square mile.
- Land area: Leachville covers 4.4 square miles, the 139th-largest area among Arkansas's 500 places.
- Within Arkansas: about 0.1% of the state's population lives in Leachville.
- National rank: Leachville is 7,785th of 19,457 places nationwide.
- Growth rank: Leachville ranks 469th among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Leachville moved 5.6%.
- Density in Arkansas: Leachville ranks 222nd by people per square mile.
- Against the state median: Leachville runs about 437 residents per square mile, where the Arkansas median is 386.
- Location: latitude 35.9115, longitude -90.2550 (Census Gazetteer).
- Nearest larger cities: Manila (5 mi); Lake City (13 mi); Gosnell (16 mi); Paragould (17 mi); Brookland (18 mi). Larger metros often have more branches, but online lenders reach Leachville on the same terms.
- Nearest smaller places: Monette (5 mi); Black Oak (8 mi); Cardwell (10 mi).
- Within a 50-mile radius: 83 smaller Census places.
- Larger places within 100 miles: 90.
The Leachville borrowing checklist
These steps shape the offer you get in Leachville, a place of about 1,924 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Leachville and the rest of Arkansas is not the process but the borrower's own file, among the 1,924 people here.
Leachville against the rest of Arkansas
Set beside Arkansas's 500 places, Leachville ranks 137th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Leachville stands 469th among Arkansas's 500 places — roughly the 6th percentile. Its roughly 437 residents per square mile place it 222nd among Arkansas's places. In land area, Leachville ranks 139th among Arkansas's 500 places.
Borrowing reach in Leachville
Leachville is a lightly settled community of about 1,924 people, with 31 larger places inside a 50-mile radius. Whether Leachville has a local branch or not, a Arkansas-licensed lender can serve its 1,924 people online on the same terms. The nearest bigger place is Manila, AR about 5 miles away.
The anatomy of a Leachville personal loan
In Leachville, a small community of about 1,924, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Leachville's rank of 137th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Leachville loan is knowable in advance — unlike a revolving card balance.
What Arkansas law requires in Leachville
Read the table as a lender's compliance picture for Leachville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Common questions
What are my options in Leachville if my credit is poor?
What loan size can I expect in Leachville?
Do I have to pledge anything to borrow in Leachville?
Does comparing loans in Leachville cost me credit score points?
Nearby places
- Monette, AR — population 1,603
- Manila, AR — population 3,714
- Black Oak, AR — population 226
- Cardwell, MO — population 533
- Arbyrd, MO — population 392
- Caraway, AR — population 1,097
- Hornersville, MO — population 507
- Etowah, AR — population 241