Personal loans in Landover Hills, MD

Two households in Landover Hills with comparable incomes can still be offered different rates; the city's 1,764 residents are not the reason.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census counts 1,764 people in Landover Hills, the 79th-largest figure among Maryland's 157 places. Landover Hills lost roughly 2.6% of its population across the 2020-to-2023 comparison. Rate-shopping from Landover Hills costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For a bigger market, look to Cheverly, MD about 2 miles away. For the 1,764 people in Landover Hills, Maryland runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Local context for Landover Hills

Here is the sourced Census picture for Landover Hills, plus the Maryland lending rules that apply to a loan taken out here.

Where Landover Hills sits in Maryland

Landover Hills is the 79th-largest of 157 Census places in Maryland and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Landover Hills stands 152nd among Maryland's 157 places — roughly the 3th percentile. By density, at about 4,793 people per square mile, it ranks 26th in Maryland. The population moved by about 47 people between 2020 and 2023, a 2.6% shift.

What is available to Landover Hills borrowers

Landover Hills is a fairly dense community of about 1,764 people, with 57 larger places inside a 50-mile radius. Whether Landover Hills has a local branch or not, a Maryland-licensed lender can serve its 1,764 people online on the same terms. For a larger market, the closest option is Cheverly, MD about 2 miles away.

What a Landover Hills borrower is actually offered

In Landover Hills, a small community of about 1,764, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Landover Hills's 1,764 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Landover Hills loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Maryland consumer-lending rules applied in Landover Hills

Maryland has no separate rate rule for Landover Hills; the sourced rows below are what reach every lender that serves its 1,764 people.

RuleDetailSource
State lending regulatorOffice of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor)
Source says: "is Maryland's consumer financial protection agency and financial services regulator"
Maryland Department of Labor
as of 2026-09-16
OFR consumer-loan interest-rate limits2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000
Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%"
Maryland Department of Labor, Office of Financial Regulation
as of 2026-09-16
Maximum legal interest rate (usury cap)24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18%
Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance"
Maryland General Assembly
as of 2026-09-16

Where Landover Hills sits

Landover Hills covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 4,793 people per square mile. The state's population centre of gravity, Baltimore, is roughly 29 miles away. Counting outward 50 miles, 57 larger communities surround Landover Hills. Within the same 50 miles lie 41 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Landover Hills if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Landover Hills is the same as anywhere in Maryland.
What loan size can I expect in Landover Hills?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Landover Hills?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Landover Hills cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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