Personal loans in Landfall, MN

For a community of about 840, the practical step is to compare APR across at least three lenders before committing. For the 840 people in Landfall, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. From the 2020 Census base to the 2023 estimate, the population declined by about 0.9%. For a bigger market, look to Oakdale, MN about 3 miles away.

Landfall: the sourced local profile

Landfall is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 840 — Landfall ranks 382nd of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
• Absolute change: 8 residents lost between 2020 and 2023.
• Size percentile: about 55% of Minnesota's Census places are smaller than Landfall.
• Land and density: 0.1 square miles of land carry roughly 12,727 residents per square mile.
• Land area rank: Landfall's 0.1 square miles rank 853rd of 853 places in Minnesota.
• Water area rank: Landfall ranks 359th among Minnesota's 853 places, with 0.02 sq mi.
• Share of state population: Landfall's 840 residents are about 0.0% of Minnesota.
• National rank: Landfall is the 10,975th most populous of the 19,457 Census places covered here.
• Growth rank: Landfall ranks 464th among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Landfall's 0.9% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Landfall is the 1st most densely settled place in Minnesota.
• Against the state median: Landfall runs about 12,727 residents per square mile, where the Minnesota median is 607.
• Location: the Census Gazetteer records it at 44.9500, -92.9770.
• Nearest larger cities: Oakdale (3 mi); Woodbury (4 mi); Lake Elmo (4 mi); North St. Paul (5 mi); South St. Paul (5 mi). Living near a larger metro rarely changes what is available in Landfall.
• Nearest smaller places: Pine Springs (6 mi); Willernie (7 mi); Sunfish Lake (8 mi).
• Smaller neighbours: 38 places smaller than Landfall sit within 50 miles.
• Within 100 miles: 310 places are larger than Landfall.

Getting a loan in Landfall

Landfall is densely built, with about 12,727 people per square mile and 173 larger places within 50 miles. Distance to a branch rarely matters for Landfall's 840 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Oakdale, MN about 3 miles away.

Land, water and location for Landfall

Landfall's land area is about 0.1 square miles; a further 0.02 square miles is water. That land carries about 12,727 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 14 miles. Landfall has 173 larger places within a 50-mile radius. By land area it ranks 853rd of 853 Minnesota places.

What to do before borrowing in Landfall

Before you hand your details to a lender in Landfall, where the population is near 840:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Landfall as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 840 residents.

Landfall's place among Minnesota's 853 places

Landfall is the 382nd-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Landfall ranks 464th of 853 in Minnesota (about the 46th percentile). At about 12,727 people per square mile, Landfall is the 1st most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 8 residents.

Minnesota rules behind a Landfall personal loan

Below are the Minnesota rules that apply to a loan made in Landfall, each with the regulator that issued it.