Personal loans in Lake Bronson, MN
Lenders active in Lake Bronson report to a Minnesota supervisor, identified in the sourced rows below. Lake Bronson is one of 853 Census places in Minnesota; its 172 residents put it at 676th. A personal loan in Lake Bronson is priced from your credit file and income, not from the fact that the city holds 172 people. Census figures put the 2020-to-2023 decrease in Lake Bronson at about 4.4%. Decide the purpose of the loan and your repayment plan before sharing any details with a Lake Bronson lender. The closest larger place is Lancaster, MN about 11 miles away.
What the Census records for Lake Bronson
What follows is Lake Bronson's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: the Census counts 172 residents in Lake Bronson (Vintage 2023 subcounty estimate), the 676th-largest figure among Minnesota's 853 places.
- Population trend: A drop of about 4.4% from 2020 to 2023.
- People gained or lost: about 8 fewer since the 2020 base.
- Size percentile: about 21% of Minnesota's Census places are smaller than Lake Bronson.
- Population density: about 325 people per square mile (Census land area 0.5 sq mi).
- By land area: Lake Bronson ranks 680th among Minnesota's 853 places, at 0.5 sq mi.
- Water area rank: Lake Bronson ranks 349th among Minnesota's 853 places, with 0.02 sq mi.
- Share of state population: Lake Bronson's 172 residents are about 0.0% of Minnesota.
- Nationally: Lake Bronson is the 16,915th-largest of 19,457 Census places in the dataset.
- Growth rank: Lake Bronson ranks 822nd among Minnesota's 853 places for the 2020-to-2023 change.
- Versus Minnesota: the state average change is +0.1%, while Lake Bronson moved 4.4%.
- Density rank: Lake Bronson is the 597th most densely settled place in Minnesota.
- Density in context: Lake Bronson's 325 people per square mile sit against a Minnesota median of 607.
- Location: coordinates 48.7324, -96.6649 (US Census Bureau Gazetteer).
- Nearest larger cities: Lancaster (11 mi); Karlstad (13 mi); Hallock (13 mi); Stephen (22 mi); Greenbush (22 mi). Larger metros often have more branches, but online lenders reach Lake Bronson on the same terms.
- Nearest smaller towns: Halma (6 mi); Kennedy (13 mi); Donaldson (15 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 14 of them.
- Within 100 miles: 67 places are larger than Lake Bronson.
Lake Bronson's place among Minnesota's 853 places
Lake Bronson is the 676th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Lake Bronson stands 822nd among Minnesota's 853 places — roughly the 4th percentile. Its roughly 325 residents per square mile place it 597th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 8 residents.
Which Minnesota laws govern a loan in Lake Bronson
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Lake Bronson is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Lake Bronson: area, density and distance
Inside Lake Bronson's boundaries lie roughly 0.5 square miles of land and 0.02 square miles of water. Spread across it are roughly 325 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 306 miles away. Counting outward 50 miles, 22 larger communities surround Lake Bronson. Within the same 50 miles lie 14 smaller Census places.
What is available to Lake Bronson borrowers
At roughly 325 people per square mile, Lake Bronson is lightly settled; 22 larger places lie within 50 miles. A Minnesota licence lets a lender serve Lake Bronson without a local office, so branch density does not change what its 172 residents are offered. The nearest bigger place is Lancaster, MN about 11 miles away.
What a Lake Bronson borrower is actually offered
With roughly 172 residents, Lake Bronson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lake Bronson lender to disclose the APR and finance charge before you sign. The term you choose in Lake Bronson decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Lake Bronson if my credit is poor?
What loan size can I expect in Lake Bronson?
Do I have to pledge anything to borrow in Lake Bronson?
Does comparing loans in Lake Bronson cost me credit score points?
Nearby places
- Halma, MN — population 56
- Lancaster, MN — population 350
- Karlstad, MN — population 684
- Kennedy, MN — population 170
- Donaldson, MN — population 20
- Hallock, MN — population 873
- Strandquist, MN — population 67
- Stephen, MN — population 578