Personal loans in Lake Andes, SD

Personal loans in Lake Andes are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 685 population. Lake Andes is one of 309 Census places in South Dakota; its 685 residents put it at 90th. Lake Andes lost roughly 4.1% of its population across the 2020-to-2023 comparison. Pull your credit reports and line up at least three offers before you apply from Lake Andes. For a bigger market, look to Wagner, SD about 14 miles away.

Lake Andes: the sourced local profile

Here is the sourced Census picture for Lake Andes, plus the South Dakota lending rules that apply to a loan taken out here.

• Population: a Census-estimated 685, 90th among South Dakota's 309 places (Vintage 2023).
• Population trend: Roughly 4.1% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 29 residents.
• Size percentile: roughly 71% of South Dakota's places have fewer residents than Lake Andes's 685.
• Population density: 918 people per square mile on 0.7 square miles of land.
• By land area: Lake Andes ranks 131st among South Dakota's 309 places, at 0.7 sq mi.
• Water area: Lake Andes has 0.02 square miles of water, ranking 36th of 309 places in South Dakota.
• State share: roughly 0.1% of South Dakota's residents live in Lake Andes (685 people).
• National rank: Lake Andes is the 11,879th most populous of the 19,457 Census places covered here.
• Growth rank: Lake Andes's 2020-to-2023 change ranks 297th of 309 places in South Dakota.
• Against the state trend: Lake Andes's 4.1% change compares with a South Dakota average of +0.9% across its 309 places.
• Density in South Dakota: Lake Andes ranks 82nd by people per square mile.
• Against the state median: Lake Andes runs about 918 residents per square mile, where the South Dakota median is 581.
• Location: 43.1560 / -98.5373, per the US Census Bureau Gazetteer.
• Nearest larger cities: Wagner (14 mi); Armour (15 mi); Platte (22 mi); Parkston (32 mi); Tyndall (36 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Ravinia (6 mi); Pickstown (6 mi); Geddes (11 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 36 of them.
• Larger places within 100 miles: 57.

The South Dakota lending rules that reach Lake Andes

For the roughly 685 residents of Lake Andes, the rules below are South Dakota's own; each row carries its publisher and retrieval date.

Where Lake Andes sits

Inside Lake Andes's boundaries lie roughly 0.7 square miles of land and 0.02 square miles of water. Spread across it are roughly 918 residents per square mile. For the state's biggest city, Sioux Falls, the distance is roughly 95 miles. Within 50 miles of Lake Andes there are 12 larger Census places. Within the same 50 miles lie 36 smaller Census places.

Lake Andes in state context

Set beside South Dakota's 309 places, Lake Andes ranks 90th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Lake Andes ranks 297th of 309 in South Dakota (about the 4th percentile). Its roughly 918 residents per square mile place it 82nd among South Dakota's places. Within 50 miles sit 36 smaller Census places, alongside the 12 that are larger.

Getting a loan in Lake Andes

Lake Andes is moderately settled, with about 918 people per square mile and 12 larger places within 50 miles. Lenders licensed in South Dakota reach Lake Andes's 685 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Wagner, SD about 14 miles away.

What shapes a Lake Andes personal loan

Most loans made to Lake Andes's 685 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Lake Andes loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Lake Andes loan raises the monthly payment but cuts the interest; lengthening it does the reverse.