Personal loans in La Fontaine, IN
About 795 people live in La Fontaine, placing it 343rd of 565 Census places in Indiana. A lender serving La Fontaine holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 795 residents.
Begin with the payment, then weigh APR and total interest across the lenders that reach La Fontaine's 795 residents. For the 795 people in La Fontaine, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. La Fontaine shed about 0.9% of its population between the 2020 base and the 2023 estimate. A larger market lies at Sweetser, IN about 8 miles away.
Borrowing in La Fontaine: the local picture
What follows is La Fontaine's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: the Census counts 795 residents in La Fontaine (Vintage 2023 subcounty estimate), the 343rd-largest figure among Indiana's 565 places.
- Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: about 39% of Indiana communities are smaller than La Fontaine (795 residents).
- Density: roughly 1,301 residents per square mile, spread over 0.6 sq mi of land.
- By land area: La Fontaine ranks 358th among Indiana's 565 places, at 0.6 sq mi.
- State share: roughly 0.0% of Indiana's residents live in La Fontaine (795 people).
- National rank: La Fontaine sits 11,217th by population among the 19,457 places in this dataset.
- Growth in Indiana: La Fontaine stands 426th by percentage change from 2020 to 2023, among 565 places.
- Versus Indiana: the state average change is +1.0%, while La Fontaine moved 0.9%.
- Density rank: La Fontaine places 311th among Indiana's places by people per square mile.
- Density in context: La Fontaine's 1,301 people per square mile sit against a Indiana median of 1,375.
- Location: latitude 40.6739, longitude -85.7220 (Census Gazetteer).
- Nearest larger cities: Sweetser (8 mi); Marion (9 mi); Converse (10 mi); Wabash (11 mi); Swayzee (13 mi). Larger metros often have more branches, but online lenders reach La Fontaine on the same terms.
- Nearest smaller places: Mount Etna (10 mi); Lagro (12 mi); Amboy (12 mi).
- Smaller places within 50 miles: 47 of them.
- At 100 miles: 341 larger Census places fall inside that radius.
Indiana rules behind a La Fontaine personal loan
The rows below set out what a licensed lender must follow in Indiana, and so for La Fontaine's roughly 795 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Land, water and location for La Fontaine
La Fontaine's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,301 residents per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 42 miles. Within 50 miles of La Fontaine there are 80 larger Census places. The 100-mile radius contains 341 larger places.
How personal loans work in La Fontaine
A La Fontaine personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 795 residents. Two numbers drive a La Fontaine loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in La Fontaine decides the split between a comfortable payment and the total interest you pay.
What to do before borrowing in La Fontaine
Before you hand your details to a lender in La Fontaine, where the population is near 795:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Indiana licence by checking the regulator named above.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
What differs between La Fontaine and the rest of Indiana is not the process but the borrower's own file, among the 795 people here.
How La Fontaine compares across Indiana
Within Indiana, La Fontaine holds roughly 0.0% of all residents, the 343rd-largest share among 565 places. Its 2020-to-2023 change ranks 426th of 565 Indiana places, putting it near the 25th percentile for growth. Its roughly 1,301 residents per square mile place it 311th among Indiana's places. By land area, its 0.6 square miles rank 358th of 565 places in Indiana.
Common questions
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Nearby places
- Sweetser, IN — population 1,064
- Marion, IN — population 28,105
- Wabash, IN — population 10,269
- Lagro, IN — population 346
- Mount Etna, IN — population 112
- Converse, IN — population 1,117
- Swayzee, IN — population 902
- Jonesboro, IN — population 1,502