Personal loans in Kuna, ID
Census figures put the 2020-to-2023 increase in Kuna at about 16.6%. An estimated 28,050 people make their home in Kuna, a figure that ranks 13th in Idaho.
Kuna counts about 28,050 people, and what is genuinely local about borrowing here is limited — Idaho law does the governing. Use the calculator on this page to price an amount and term before you commit in Kuna. A lender that serves Kuna operates under Idaho lending statutes and a Idaho supervisor. The nearest larger city is Meridian, ID about 6 miles away.
Kuna: the sourced local profile
The figures below are Kuna's own — Census population, land area and coordinates — followed by the Idaho rules.
- Population: a Census-estimated 28,050, 13th among Idaho's 197 places (Vintage 2023).
- Population trend: Up about 16.6% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 4,002 more people than the 2020 Census counted.
- Size percentile: roughly 93% of Idaho places rank below Kuna.
- Population density: about 1,080 people per square mile across 26.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Kuna ranks 7th among Idaho's 197 places, at 26.0 sq mi.
- Water area rank: Kuna ranks 18th among Idaho's 197 places, with 0.15 sq mi.
- State population share: Kuna accounts for about 2.0% of everyone in Idaho.
- Nationally: Kuna is the 1,393rd-largest of 19,457 Census places in the dataset.
- Growth in Idaho: Kuna stands 11th by percentage change from 2020 to 2023, among 197 places.
- Against the state trend: Kuna's 16.6% change compares with a Idaho average of +7.1% across its 197 places.
- Density rank: Kuna is the 95th most densely settled place in Idaho.
- Density vs Idaho: Kuna's 1,080 people per square mile compare with a state median of 1,026.
- Location: latitude 43.5248, longitude -116.4036 (Census Gazetteer).
- Nearest larger cities: Meridian (6 mi); Nampa (9 mi); Boise City (10 mi); Caldwell (15 mi); Eagle (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Garden City (11 mi); Melba (12 mi); Star (13 mi).
- Smaller places within 50 miles: 23 of them.
- Larger places within 100 miles: 5.
The geography behind Kuna
Inside Kuna's boundaries lie roughly 26.0 square miles of land and 0.15 square miles of water. Spread across it are roughly 1,080 residents per square mile. The largest place in Idaho, Boise City, lies about 10 miles away. Within 50 miles of Kuna there are 5 larger Census places. By land area it ranks 7th of 197 Idaho places.
Steps to take before a Kuna loan
These steps shape the offer you get in Kuna, a place of about 28,050 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Idaho regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
In Kuna as elsewhere in Idaho, the written terms — not the advertisement — are what count for its 28,050 residents.
The Idaho lending rules that reach Kuna
These are Idaho's sourced lending facts as they reach Kuna's 28,050 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Lenders License required (regulated consumer loans) Source says: "unless a person is exempt ... he shall not engage in the business of: (a) Making regulated consumer loans". | Idaho State Legislature as of 2026-09-16 |
How Kuna compares across Idaho
Among Idaho's 197 places, Kuna sits at 13th for population, a share of roughly 2.0% of the state. Its 2020-to-2023 change ranks 11th of 197 Idaho places, putting it near the 94th percentile for growth. At about 1,080 people per square mile, Kuna is the 95th most densely settled place in Idaho. Within 50 miles sit 23 smaller Census places, alongside the 5 that are larger.
Getting a loan in Kuna
At roughly 1,080 people per square mile, Kuna is moderately settled; 5 larger places lie within 50 miles. Whether Kuna has a local branch or not, a Idaho-licensed lender can serve its 28,050 people online on the same terms. The nearest bigger place is Meridian, ID about 6 miles away.
Common questions
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Nearby places
- Meridian, ID — population 134,801
- Nampa, ID — population 114,268
- Garden City, ID — population 12,784
- Boise City, ID — population 235,421
- Star, ID — population 16,333
- Melba, ID — population 588
- Eagle, ID — population 32,319
- Middleton, ID — population 11,016