Personal loans in Krugerville, TX

Krugerville counts about 1,955 people, and what is genuinely local about borrowing here is limited — Texas law does the governing. Pull your credit reports and line up at least three offers before you apply from Krugerville. Rate ceilings, licensing requirements and product limits for Krugerville are all set at the Texas level. The next larger city is Aubrey, TX about 2 miles away.

What the Census records for Krugerville

The figures below are Krugerville's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: an estimated 1,955 residents, 612th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 10.4% more residents than the 2020 Census counted.
• Absolute change: 184 residents added between 2020 and 2023.
• Size percentile: Krugerville sits ahead of around 50% of Texas places, at 1,955 people.
• Density: roughly 1,230 residents per square mile, spread over 1.6 sq mi of land.
• By land area: Krugerville ranks 825th among Texas's 1,224 places, at 1.6 sq mi.
• State share: roughly 0.0% of Texas's residents live in Krugerville (1,955 people).
• National standing: Krugerville ranks 7,723rd of 19,457 US places.
• Growth rank: Krugerville ranks 212th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Krugerville's 10.4%.
• Density in Texas: Krugerville ranks 386th by people per square mile.
• Against the state median: Krugerville runs about 1,230 residents per square mile, where the Texas median is 840.
• Location: coordinates 33.2775, -96.9898 (US Census Bureau Gazetteer).
• Nearest larger cities: Aubrey (2 mi); Providence Village (3 mi); Cross Roads (4 mi); Little Elm (7 mi); Oak Point (7 mi). Lenders licensed in the state serve Krugerville whether or not they keep a local branch.
• Nearest smaller towns: Lakewood Village (10 mi); Tioga (14 mi); Road Runner (15 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 51 of them.
• Larger places within 100 miles: 192.

Krugerville's place among Texas's 1,224 places

Krugerville is the 612th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Krugerville stands 212th among Texas's 1,224 places — roughly the 83th percentile. Its roughly 1,230 residents per square mile place it 386th among Texas's places. The population moved by about 184 people between 2020 and 2023, a 10.4% shift.

Texas rules behind a Krugerville personal loan

This table holds the Texas rate and licensing rules for consumer loans made to Krugerville's 1,955 residents.

How lenders reach Krugerville

Krugerville is a moderately settled community of about 1,955 people, with 118 larger places inside a 50-mile radius. Whether Krugerville has a local branch or not, a Texas-licensed lender can serve its 1,955 people online on the same terms. For a larger market, the closest option is Aubrey, TX about 2 miles away.

Land, water and location for Krugerville

Krugerville covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,955 residents, the land area yields roughly 1,230 people per square mile. Houston, the largest place in Texas, is about 259 miles from Krugerville. A 50-mile radius around Krugerville takes in 118 places that are larger. By land area it ranks 825th of 1,224 Texas places.

A practical checklist for Krugerville borrowers

Before you apply in Krugerville, a community of about 1,955, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Krugerville-specific: the same Texas licensing and disclosure rules reach all 1,955 residents.