Personal loans in Kress, TX

Kress lost roughly 0.2% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Kress residents before they take on more. The closest larger place is Tulia, TX about 12 miles away. A lender that serves Kress operates under Texas lending statutes and a Texas supervisor.

What the Census records for Kress

Here is the sourced Census picture for Kress, plus the Texas lending rules that apply to a loan taken out here.

• Population: an estimated 596 residents, 938th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 0.2% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: bigger than about 23% of the places in Texas, with 596 residents in Kress.
• Population density: about 1,070 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Kress ranks 1,134th among Texas's 1,224 places, at 0.6 sq mi.
• Water: Kress holds about 0.02 square miles, the 480th-largest water area in Texas.
• Within Texas: about 0.0% of the state's population lives in Kress.
• National rank: Kress sits 12,456th by population among the 19,457 places in this dataset.
• Growth rank: Kress's 2020-to-2023 change ranks 885th of 1,224 places in Texas.
• Against the state trend: Kress's 0.2% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Kress is the 473rd most densely settled place in Texas.
• Density vs Texas: Kress's 1,070 people per square mile compare with a state median of 840.
• Location: 34.3658, -101.7484 (US Census Bureau Gazetteer).
• Nearest larger cities: Tulia (12 mi); Plainview (12 mi); Hart (21 mi); Hale Center (21 mi); Lockney (24 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Edmonson (10 mi); Nazareth (24 mi); Springlake (33 mi).
• Within a 50-mile radius: 7 smaller Census places.
• At 100 miles: 60 larger Census places fall inside that radius.

How Kress compares across Texas

Against Texas's other places, Kress accounts for about 0.0% of the state's population and ranks 938th of 1,224 by size. On the 2020-to-2023 trend, Kress stands 885th among Texas's 1,224 places — roughly the 28th percentile. Its roughly 1,070 residents per square mile place it 473rd among Texas's places. By land area, its 0.6 square miles rank 1,134th of 1,224 places in Texas.

The Kress borrowing checklist

Before you hand your details to a lender in Kress, where the population is near 596:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Texas regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across Texas; what changes is your credit file, not the fact that Kress holds 596 people.

Texas rules behind a Kress personal loan

The rows below set out what a licensed lender must follow in Texas, and so for Kress's roughly 596 residents.

What shapes a Kress personal loan

In Kress, a small community of about 596, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Kress's rank of 938th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Kress loan is knowable in advance — unlike a revolving card balance.

Kress on the map

Inside Kress's boundaries lie roughly 0.6 square miles of land and 0.02 square miles of water. The resulting density is about 1,070 people per square mile. The state's population centre of gravity, Houston, is roughly 488 miles away. Counting outward 50 miles, 24 larger communities surround Kress. The 100-mile radius contains 60 larger places.