Personal loans in Koyukuk, AK

What the Census records for Koyukuk

The figures below are Koyukuk's own — Census population, land area and coordinates — followed by the Alaska rules.

• Population: the Census counts 94 residents in Koyukuk (Vintage 2023 subcounty estimate), the 126th-largest figure among Alaska's 149 places.
• Population trend: The 2020-to-2023 change is negative, near 4.1%.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: about 15% of Alaska's Census places are smaller than Koyukuk.
• Population density: about 16 people per square mile across 5.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Koyukuk covers 5.7 square miles, the 91st-largest area among Alaska's 149 places.
• Water: Koyukuk holds about 0.10 square miles, the 118th-largest water area in Alaska.
• State population share: Koyukuk accounts for about 0.0% of everyone in Alaska.
• National rank: Koyukuk is 18,229th of 19,457 places nationwide.
• Growth in Alaska: Koyukuk stands 85th by percentage change from 2020 to 2023, among 149 places.
• Against the state trend: Koyukuk's 4.1% change compares with a Alaska average of -3.1% across its 149 places.
• Density rank: Koyukuk places 108th among Alaska's places by people per square mile.
• Density vs Alaska: Koyukuk's 16 people per square mile compare with a state median of 40.
• Location: 64.9021 / -157.6935, per the US Census Bureau Gazetteer.
• Nearest larger cities: Nulato (22 mi); Galena (27 mi); Kaltag (52 mi); Ruby (66 mi); Huslia (67 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places within 50 miles: 0 of them.
• Within 100 miles: 5 places are larger than Koyukuk.

Koyukuk: area, density and distance

The Census Gazetteer records 5.7 square miles of land and 0.10 square miles of water within Koyukuk. The resulting density is about 16 people per square mile. The state's population centre of gravity, Anchorage, is roughly 368 miles away. Counting outward 50 miles, 2 larger communities surround Koyukuk. The 100-mile radius contains 5 larger places.

Steps to take before a Koyukuk loan

A sensible order of operations for a loan in Koyukuk, home to about 94 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Alaska regulator's licence records before you sign.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

In Koyukuk as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 94 residents.

How Alaska law applies in Koyukuk

Alaska has no separate rate rule for Koyukuk; the sourced rows below are what reach every lender that serves its 94 people.

Koyukuk's place among Alaska's 149 places

Within Alaska, Koyukuk holds roughly 0.0% of all residents, the 126th-largest share among 149 places. Its 2020-to-2023 change ranks 85th of 149 Alaska places, putting it near the 43th percentile for growth. At about 16 people per square mile, Koyukuk is the 108th most densely settled place in Alaska. The population moved by about 4 people between 2020 and 2023, a 4.1% shift.

What shapes a Koyukuk personal loan

In Koyukuk, a small community of about 94, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Koyukuk's 94 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Koyukuk decides the split between a comfortable payment and the total interest you pay.