Personal loans in Kooskia, ID

Verify the lender's Idaho licence against the regulator named below before borrowing in Kooskia. Kooskia added about 8.6% to its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Kooskia's roughly 556 residents, and a state regulator supervises it. The closest larger place is Kamiah, ID about 6 miles away.

Kooskia: population, trend and location

The figures below are Kooskia's own — Census population, land area and coordinates — followed by the Idaho rules.

• Population: 556 — Kooskia ranks 119th of 197 communities in Idaho (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 8.6% from 2020 to 2023.
• Absolute change: 44 residents added between 2020 and 2023.
• Size percentile: about 40% of Idaho's Census places are smaller than Kooskia.
• Density: roughly 904 residents per square mile, spread over 0.6 sq mi of land.
• By land area: Kooskia ranks 138th among Idaho's 197 places, at 0.6 sq mi.
• Water: Kooskia holds about 0.06 square miles, the 31st-largest water area in Idaho.
• State share: roughly 0.0% of Idaho's residents live in Kooskia (556 people).
• National rank: Kooskia is 12,727th of 19,457 places nationwide.
• Growth rank: Kooskia ranks 53rd among Idaho's 197 places for the 2020-to-2023 change.
• Versus Idaho: the state average change is +7.1%, while Kooskia moved 8.6%.
• Density in Idaho: Kooskia ranks 109th by people per square mile.
• Density vs Idaho: Kooskia's 904 people per square mile compare with a state median of 1,026.
• Location: mapped by the US Census Bureau at 46.1417, -115.9736.
• Nearest larger cities: Kamiah (6 mi); Grangeville (17 mi); Cottonwood (19 mi); Orofino (27 mi); Lapwai (44 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Stites (3 mi); Nezperce (14 mi); Weippe (16 mi) — useful context for the surrounding area.
• Smaller neighbours: 13 places smaller than Kooskia sit within 50 miles.
• Within 100 miles: 39 places are larger than Kooskia.

Kooskia's place among Idaho's 197 places

Within Idaho, Kooskia holds roughly 0.0% of all residents, the 119th-largest share among 197 places. For population change between 2020 and 2023, Kooskia ranks 53rd of 197 in Idaho (about the 73th percentile). At about 904 people per square mile, Kooskia is the 109th most densely settled place in Idaho. Between 2020 and 2023 the count changed by roughly 44 residents.

Before you apply in Kooskia

Complete these steps first when you borrow in Kooskia (556 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Idaho licence with the regulator listed on this page.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Kooskia-specific: the same Idaho licensing and disclosure rules reach all 556 residents.

Idaho consumer-lending rules applied in Kooskia

The rows below set out what a licensed lender must follow in Idaho, and so for Kooskia's roughly 556 residents.

How personal loans work in Kooskia

In Kooskia, a small community of about 556, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Kooskia's 556 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Kooskia loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Kooskia

Kooskia's land area is about 0.6 square miles; a further 0.06 square miles is water. With 556 residents, the land area yields roughly 904 people per square mile. Boise City, the largest place in Idaho, is about 176 miles from Kooskia. Kooskia has 6 larger places within a 50-mile radius. The 100-mile radius contains 39 larger places.