Personal loans in Kohler, WI
Kohler, Wisconsin — home to about 2,235 people — is a small community, so the terms you are offered follow Wisconsin law rather than any local rule. Compare APR, not the interest rate, because the APR folds in most fees on a Kohler loan.
With an estimated 2,235 residents, Kohler is the 248th-largest of 605 places in Wisconsin. Which products a lender may offer to Kohler's 2,235 residents follows from the Wisconsin consumer-lending framework. Population in Kohler climbed about 1.6% over the three years from 2020 to 2023. The nearest larger metro is Sheboygan, WI about 2 miles away.
Where Kohler stands
Set out below is Kohler's local context next to the state-level rules that reach every lender here.
- Population: an estimated 2,235 residents, 248th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 1.6% since the 2020 count.
- Absolute change: 36 residents added between 2020 and 2023.
- Size percentile: about 59% of Wisconsin's Census places are smaller than Kohler.
- Population density: about 420 people per square mile across 5.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Kohler ranks 137th among Wisconsin's 605 places, at 5.3 sq mi.
- Water area: Kohler has 0.22 square miles of water, ranking 131st of 605 places in Wisconsin.
- Within Wisconsin: about 0.1% of the state's population lives in Kohler.
- National rank: Kohler is the 7,233rd most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Kohler stands 117th by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Kohler's 1.6% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Kohler places 458th among Wisconsin's places by people per square mile.
- Against the state median: Kohler runs about 420 residents per square mile, where the Wisconsin median is 800.
- Location: it lies at 43.7400, -87.7768 in the Census Gazetteer.
- Nearest larger cities: Sheboygan (2 mi); Sheboygan Falls (3 mi); Howards Grove (7 mi); Oostburg (8 mi); Plymouth (9 mi). Living near a larger metro rarely changes what is available in Kohler.
- Smaller places close by: Waldo (10 mi); Adell (12 mi); Cedar Grove (12 mi).
- Smaller places within 50 miles: 34 of them.
- At 100 miles: 205 larger Census places fall inside that radius.
What is available to Kohler borrowers
Kohler is lightly settled, with about 420 people per square mile and 58 larger places within 50 miles. Distance to a branch rarely matters for Kohler's 2,235 residents: the application is online and the price follows your credit file. The nearest larger city, Sheboygan, WI about 2 miles away.
Wisconsin consumer-lending rules applied in Kohler
For the roughly 2,235 residents of Kohler, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
The geography behind Kohler
The Census Gazetteer records 5.3 square miles of land and 0.22 square miles of water within Kohler. With 2,235 residents, the land area yields roughly 420 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 48 miles. Kohler has 58 larger places within a 50-mile radius. By land area it ranks 137th of 605 Wisconsin places.
Where Kohler sits in Wisconsin
Within Wisconsin, Kohler holds roughly 0.1% of all residents, the 248th-largest share among 605 places. For population change between 2020 and 2023, Kohler ranks 117th of 605 in Wisconsin (about the 81th percentile). At about 420 people per square mile, Kohler is the 458th most densely settled place in Wisconsin. In land area, Kohler ranks 137th among Wisconsin's 605 places.
How personal loans work in Kohler
Kohler is a small community of about 2,235 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Kohler's 2,235 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Kohler loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Kohler if my credit is poor?
What loan size can I expect in Kohler?
Do I have to pledge anything to borrow in Kohler?
Does comparing loans in Kohler cost me credit score points?
Nearby places
- Sheboygan, WI — population 49,686
- Sheboygan Falls, WI — population 8,187
- Howards Grove, WI — population 3,251
- Oostburg, WI — population 3,101
- Cedar Grove, WI — population 2,108
- Cleveland, WI — population 1,574
- Waldo, WI — population 478
- Plymouth, WI — population 8,908