Personal loans in Kivalina, AK

Kivalina: the sourced local profile

Kivalina is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 416 residents; Kivalina is the 70th-largest of 149 places in Alaska (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 6.3% from 2020 to 2023.
• Absolute change: 28 residents lost between 2020 and 2023.
• Size percentile: about 53% of Alaska's Census places are smaller than Kivalina.
• Population density: about 255 people per square mile (Census land area 1.6 sq mi).
• By land area: Kivalina ranks 131st among Alaska's 149 places, at 1.6 sq mi.
• Water area: Kivalina has 2.53 square miles of water, ranking 59th of 149 places in Alaska.
• Share of state population: Kivalina's 416 residents are about 0.1% of Alaska.
• National rank: Kivalina sits 13,930th by population among the 19,457 places in this dataset.
• Growth rank: Kivalina ranks 133rd among Alaska's 149 places for the 2020-to-2023 change.
• State comparison: Alaska's places average -3.1% for 2020-to-2023, against Kivalina's 6.3%.
• Density in Alaska: Kivalina ranks 26th by people per square mile.
• Against the state median: Kivalina runs about 255 residents per square mile, where the Alaska median is 40.
• Location: 67.7360, -164.5118 (Census Gazetteer coordinates).
• Nearest larger cities: Point Hope (70 mi); Kotzebue (80 mi); Noorvik (112 mi); Shishmaref (113 mi). Lenders licensed in the state serve Kivalina whether or not they keep a local branch.
• Smaller neighbours: 0 places smaller than Kivalina sit within 50 miles.
• Larger places within 100 miles: 2.

Getting a loan in Kivalina

Kivalina is a lightly settled community of about 416 people, with 0 larger places inside a 50-mile radius. Distance to a branch rarely matters for Kivalina's 416 residents: the application is online and the price follows your credit file. The nearest larger city, Point Hope, AK about 70 miles away.

Kivalina on the map

Kivalina covers about 1.6 square miles of land, with 2.53 square miles of water inside its boundaries (Census Gazetteer). With 416 residents, the land area yields roughly 255 people per square mile. The state's population centre of gravity, Anchorage, is roughly 638 miles away. Within 50 miles of Kivalina there are 0 larger Census places. By land area it ranks 131st of 149 Alaska places.

What Alaska law requires in Kivalina

The rows below set out what a licensed lender must follow in Alaska, and so for Kivalina's roughly 416 residents.

Before you apply in Kivalina

Before you apply in Kivalina, a community of about 416, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Alaska licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Kivalina as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 416 residents.

Kivalina in state context

Kivalina is the 70th-largest of 149 Census places in Alaska and contains about 0.1% of the state's people. For population change between 2020 and 2023, Kivalina ranks 133rd of 149 in Alaska (about the 11th percentile). At about 255 people per square mile, Kivalina is the 26th most densely settled place in Alaska. By land area, its 1.6 square miles rank 131st of 149 places in Alaska.