Personal loans in Kirvin, TX

The trend for Kirvin between 2020 and 2023 is upward by roughly 8.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Kirvin lender. The closest larger city is Wortham, TX about 8 miles away. For the 107 people in Kirvin, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Borrowing in Kirvin: the local picture

Two layers matter for a Kirvin borrower: the local population picture and Texas's consumer-lending statutes.

• Population: about 107 people live here, which puts Kirvin 1,197th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: Up about 8.1% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
• Size percentile: bigger than about 2% of the places in Texas, with 107 residents in Kirvin.
• Population density: about 267 people per square mile (Census land area 0.4 sq mi).
• Land area: Kirvin covers 0.4 square miles, the 1,180th-largest area among Texas's 1,224 places.
• Within Texas: about 0.0% of the state's population lives in Kirvin.
• Nationally: Kirvin is the 18,017th-largest of 19,457 Census places in the dataset.
• Growth rank: Kirvin ranks 293rd among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Kirvin moved 8.1%.
• Density rank: Kirvin places 1,064th among Texas's places by people per square mile.
• Against the state median: Kirvin runs about 267 residents per square mile, where the Texas median is 840.
• Location: 31.7671, -96.3300 (Census Gazetteer coordinates).
• Nearest larger cities: Wortham (8 mi); Streetman (8 mi); Teague (10 mi); Fairfield (10 mi); Mexia (11 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Powell (24 mi); Neylandville (100 mi); Corral City (106 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 1 of them.
• Larger places within 100 miles: 340.

What is available to Kirvin borrowers

Kirvin is a lightly settled community of about 107 people, with 79 larger places inside a 50-mile radius. Whether Kirvin has a local branch or not, a Texas-licensed lender can serve its 107 people online on the same terms. The nearest larger city, Wortham, TX about 8 miles away.

The geography behind Kirvin

The Census Gazetteer records about 0.4 square miles of land within Kirvin, with no significant water area listed. With 107 residents, the land area yields roughly 267 people per square mile. The largest place in Texas, Houston, lies about 148 miles away. Counting outward 50 miles, 79 larger communities surround Kirvin. The 100-mile radius contains 340 larger places.

Which Texas laws govern a loan in Kirvin

For the roughly 107 residents of Kirvin, the rules below are Texas's own; each row carries its publisher and retrieval date.

Where Kirvin sits in Texas

Kirvin is the 1,197th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Kirvin stands 293rd among Texas's 1,224 places — roughly the 76th percentile. Its roughly 267 residents per square mile place it 1,064th among Texas's places. Within 50 miles sit 1 smaller Census places, alongside the 79 that are larger.

A pre-application checklist for Kirvin

A sensible order of operations for a loan in Kirvin, home to about 107 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Kirvin-specific: the same Texas licensing and disclosure rules reach all 107 residents.