Personal loans in Kinston, NC

Local context for Kinston

The figures below are Kinston's own — Census population, land area and coordinates — followed by the North Carolina rules.

• Population: about 19,411 people live here, which puts Kinston 53rd of 549 Census places in North Carolina (Vintage 2023).
• Population trend: A decline of about 2.0% across the 2020-to-2023 comparison.
• People gained or lost: about 394 fewer since the 2020 base.
• Size percentile: roughly 90% of North Carolina's places have fewer residents than Kinston's 19,411.
• Land and density: 18.3 square miles of land carry roughly 1,062 residents per square mile.
• Land area: Kinston covers 18.3 square miles, the 53rd-largest area among North Carolina's 549 places.
• Water area rank: Kinston ranks 88th among North Carolina's 549 places, with 0.15 sq mi.
• Share of North Carolina: Kinston holds about 0.3% of the state's population, some 19,411 people.
• National rank: Kinston is the 1,936th most populous of the 19,457 Census places covered here.
• Growth rank: Kinston ranks 490th among North Carolina's 549 places for the 2020-to-2023 change.
• Against the state trend: Kinston's 2.0% change compares with a North Carolina average of +2.9% across its 549 places.
• Density rank: Kinston places 157th among North Carolina's places by people per square mile.
• Density in context: Kinston's 1,062 people per square mile sit against a North Carolina median of 758.
• Location: it lies at 35.2751, -77.5934 in the Census Gazetteer.
• Nearest larger cities: Goldsboro (22 mi); Greenville (25 mi); New Bern (32 mi); Wilson (37 mi); Jacksonville (39 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Dover (10 mi); Hookerton (10 mi); Grifton (11 mi).
• Smaller places within 50 miles: 88 of them.
• Larger places within 100 miles: 23.

Kinston against the rest of North Carolina

Set beside North Carolina's 549 places, Kinston ranks 53rd by population and holds about 0.3% of the state total. For population change between 2020 and 2023, Kinston ranks 490th of 549 in North Carolina (about the 11th percentile). Its roughly 1,062 residents per square mile place it 157th among North Carolina's places. In land area, Kinston ranks 53rd among North Carolina's 549 places.

Land, water and location for Kinston

Kinston's land area is about 18.3 square miles; a further 0.15 square miles is water. With 19,411 residents, the land area yields roughly 1,062 people per square mile. The largest place in North Carolina, Charlotte, lies about 183 miles away. Counting outward 50 miles, 6 larger communities surround Kinston. Within the same 50 miles lie 88 smaller Census places.

The state rulebook for Kinston

When North Carolina does not publish a figure, the row links to the source instead of inventing a number; Kinston is bound by the same rules.

How personal loans work in Kinston

With roughly 19,411 residents, Kinston is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kinston. Shortening the term on a Kinston loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Kinston

At roughly 1,062 people per square mile, Kinston is moderately settled; 6 larger places lie within 50 miles. Distance to a branch rarely matters for Kinston's 19,411 residents: the application is online and the price follows your credit file. The nearest bigger place is Goldsboro, NC about 22 miles away.