Personal loans in Kinmundy, IL

Kinmundy is home to roughly 716 people and stands 748th by size out of 1,294 Census places in Illinois. To lend to Kinmundy's 716 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Kinmundy lost roughly 2.5% of its population across the 2020-to-2023 comparison. For a bigger market, look to Salem, IL about 12 miles away.

Local context for Kinmundy

Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.

• Population: 716 — Kinmundy ranks 748th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
• Population trend: About 2.5% below the 2020 Census base.
• Absolute change: 18 residents lost between 2020 and 2023.
• Size percentile: roughly 42% of Illinois places rank below Kinmundy.
• Population density: about 598 people per square mile (Census land area 1.2 sq mi).
• By land area: Kinmundy ranks 649th among Illinois's 1,294 places, at 1.2 sq mi.
• Water area: Kinmundy has 0.25 square miles of water, ranking 96th of 1,294 places in Illinois.
• Within Illinois: about 0.0% of the state's population lives in Kinmundy.
• National rank: Kinmundy sits 11,701st by population among the 19,457 places in this dataset.
• Growth in Illinois: Kinmundy stands 780th by percentage change from 2020 to 2023, among 1,294 places.
• Against the state trend: Kinmundy's 2.5% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density in Illinois: Kinmundy ranks 935th by people per square mile.
• Density in context: Kinmundy's 598 people per square mile sit against a Illinois median of 993.
• Location: the Census Gazetteer records it at 38.7721, -88.8535.
• Nearest larger cities: Salem (12 mi); Odin (15 mi); St. Elmo (17 mi); Sandoval (18 mi); Louisville (19 mi). Lenders licensed in the state serve Kinmundy whether or not they keep a local branch.
• Nearest smaller towns: Alma (5 mi); Farina (6 mi); St. Peter (7 mi) — useful context for the surrounding area.
• Smaller neighbours: 93 places smaller than Kinmundy sit within 50 miles.
• Larger places within 100 miles: 351.

Kinmundy in state context

Against Illinois's other places, Kinmundy accounts for about 0.0% of the state's population and ranks 748th of 1,294 by size. On the 2020-to-2023 trend, Kinmundy stands 780th among Illinois's 1,294 places — roughly the 40th percentile. Its roughly 598 residents per square mile place it 935th among Illinois's places. The population moved by about 18 people between 2020 and 2023, a 2.5% shift.

Borrowing reach in Kinmundy

Kinmundy is moderately settled, with about 598 people per square mile and 49 larger places within 50 miles. Whether Kinmundy has a local branch or not, a Illinois-licensed lender can serve its 716 people online on the same terms. The nearest larger city, Salem, IL about 12 miles away.

How Illinois law applies in Kinmundy

Read the table as a lender's compliance picture for Kinmundy: the rule, the sourced figure, the publisher and the date.

What shapes a Kinmundy personal loan

In Kinmundy, a small community of about 716, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Kinmundy's rank of 748th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Kinmundy loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Kinmundy

Kinmundy covers about 1.2 square miles of land, with 0.25 square miles of water inside its boundaries (Census Gazetteer). That land carries about 598 people per square mile. The largest place in Illinois, Chicago, lies about 221 miles away. Kinmundy has 49 larger places within a 50-mile radius. By land area it ranks 649th of 1,294 Illinois places.