Personal loans in Kingston, WI
From the 2020 Census base to the 2023 estimate, the population rose by about 0.4%. The roughly 284 people who live in Kingston borrow under Wisconsin rules; city hall sets no personal-loan rate.
About 284 people live in Kingston, placing it 549th of 605 Census places in Wisconsin. The closest larger place is Markesan, WI about 7 miles away. Which products a lender may offer to Kingston's 284 residents follows from the Wisconsin consumer-lending framework. Read the disclosure for an origination fee and any prepayment penalty before signing in Kingston.
Local context for Kingston
Here is the sourced Census picture for Kingston, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: 284 people, a figure that places Kingston 549th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.4%.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: roughly 9% of Wisconsin places rank below Kingston.
- Population density: about 218 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Kingston's 1.3 square miles rank 421st of 605 places in Wisconsin.
- Water: Kingston holds about 0.22 square miles, the 129th-largest water area in Wisconsin.
- Within Wisconsin: about 0.0% of the state's population lives in Kingston.
- National rank: Kingston is 15,306th of 19,457 places nationwide.
- Growth rank: Kingston ranks 222nd among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Kingston's 0.4%.
- Density rank: Kingston places 547th among Wisconsin's places by people per square mile.
- Density in context: Kingston's 218 people per square mile sit against a Wisconsin median of 800.
- Location: coordinates 43.6933, -89.1315 (US Census Bureau Gazetteer).
- Nearest larger cities: Markesan (7 mi); Friesland (8 mi); Cambria (11 mi); Princeton (11 mi); Montello (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Marquette (4 mi); Doylestown (18 mi); Lac La Belle (49 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 3 smaller Census places.
- Larger places within 100 miles: 421.
Steps to take before a Kingston loan
A sensible order of operations for a loan in Kingston, home to about 284 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Kingston holds 284 people.
What is available to Kingston borrowers
Kingston is a lightly settled community of about 284 people, with 105 larger places inside a 50-mile radius. What is available to Kingston's 284 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Markesan, WI about 7 miles away.
Where Kingston sits in Wisconsin
Within Wisconsin, Kingston holds roughly 0.0% of all residents, the 549th-largest share among 605 places. Its 2020-to-2023 change ranks 222nd of 605 Wisconsin places, putting it near the 63th percentile for growth. At about 218 people per square mile, Kingston is the 547th most densely settled place in Wisconsin. Within 50 miles sit 3 smaller Census places, alongside the 105 that are larger.
How Wisconsin law applies in Kingston
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Kingston is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Where Kingston sits
Kingston's land area is about 1.3 square miles; a further 0.22 square miles is water. That land carries about 218 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 73 miles away. Kingston has 105 larger places within a 50-mile radius. Within the same 50 miles lie 3 smaller Census places.
Common questions
What are my options in Kingston if my credit is poor?
What loan size can I expect in Kingston?
Do I have to pledge anything to borrow in Kingston?
Does comparing loans in Kingston cost me credit score points?
Nearby places
- Marquette, WI — population 172
- Friesland, WI — population 316
- Markesan, WI — population 1,375
- Cambria, WI — population 766
- Princeton, WI — population 1,262
- Randolph, WI — population 1,769
- Montello, WI — population 1,449
- Green Lake, WI — population 1,024