Personal loans in Kingman, IN
Rate ceilings, licensing requirements and product limits for Kingman are all set at the Indiana level. The Census estimates 566 residents in Kingman, which ranks it 392nd of 565 places in Indiana. Two households in Kingman with comparable incomes can still be offered different rates; the city's 566 residents are not the reason. A 2020-to-2023 comparison shows Kingman up by about 0.9%. Begin with the payment, then weigh APR and total interest across the lenders that reach Kingman's 566 residents. The nearest larger city is Cayuga, IN about 10 miles away.
Kingman: population, trend and location
Here is the sourced Census picture for Kingman, plus the Indiana lending rules that apply to a loan taken out here.
- Population: 566 residents; Kingman is the 392nd-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: About 0.9% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 5 residents.
- Size percentile: with 566 residents, Kingman is larger than about 31% of Indiana's Census places.
- Population density: about 858 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Kingman covers 0.7 square miles, the 344th-largest area among Indiana's 565 places.
- Within Indiana: about 0.0% of the state's population lives in Kingman.
- National rank: Kingman sits 12,666th by population among the 19,457 places in this dataset.
- Growth rank: Kingman's 2020-to-2023 change ranks 192nd of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Kingman's 0.9%.
- Density rank: Kingman is the 440th most densely settled place in Indiana.
- Density vs Indiana: Kingman's 858 people per square mile compare with a state median of 1,375.
- Location: 39.9663, -87.2782 (US Census Bureau Gazetteer).
- Nearest larger cities: Cayuga (10 mi); Veedersburg (10 mi); Montezuma (13 mi); Covington (13 mi); Waynetown (14 mi). Online lenders reach Kingman no matter how far the nearest branch is.
- Smaller communities close by: Wallace (7 mi); Newport (9 mi); Bloomingdale (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 52 smaller Census places.
- Larger places within 100 miles: 318.
What Indiana law requires in Kingman
Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Kingman lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Where Kingman sits
Kingman's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. With 566 residents, the land area yields roughly 858 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 136 miles away. Counting outward 50 miles, 80 larger communities surround Kingman. Within the same 50 miles lie 52 smaller Census places.
Getting a loan in Kingman
With about 858 residents per square mile, Kingman is moderately settled, and 80 larger Census places sit within 50 miles. Distance to a branch rarely matters for Kingman's 566 residents: the application is online and the price follows your credit file. The nearest larger city, Cayuga, IN about 10 miles away.
Where Kingman sits in Indiana
Kingman is the 392nd-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 192nd of 565 Indiana places, putting it near the 66th percentile for growth. By density, at about 858 people per square mile, it ranks 440th in Indiana. Between 2020 and 2023 the count changed by roughly 5 residents.
The Kingman borrowing checklist
A sensible order of operations for a loan in Kingman, home to about 566 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Indiana; what changes is your credit file, not the fact that Kingman holds 566 people.
Common questions
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Does comparing loans in Kingman cost me credit score points?
Nearby places
- Wallace, IN — population 79
- Bloomingdale, IN — population 269
- Marshall, IN — population 275
- Veedersburg, IN — population 2,085
- Newport, IN — population 411
- Perrysville, IN — population 457
- Hillsboro, IN — population 506
- Cayuga, IN — population 944