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Personal loans in Kimball, TN

The 2020 count to the 2023 estimate shows about 3.9% growth in Kimball. The Census estimates 1,607 residents in Kimball, which ranks it 198th of 344 places in Tennessee. Kimball, Tennessee — home to about 1,607 people — is a small community, so the terms you are offered follow Tennessee law rather than any local rule. If debt is already a strain, a nonprofit credit counsellor can help Kimball residents before they take on more. Which products a lender may offer to Kimball's 1,607 residents follows from the Tennessee consumer-lending framework. The nearest larger city is Jasper, TN about 3 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Local context for Kimball

Here is the sourced Census picture for Kimball, plus the Tennessee lending rules that apply to a loan taken out here.

The state rulebook for Kimball

Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Kimball lender must follow.

RuleDetailSource
State lending regulatorTennessee Department of Financial Institutions (TDFI)
Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Payday lending statusLicensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103)
Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Small-loan / installment lender licensingTDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders
Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16

Kimball in state context

Kimball is the 198th-largest of 344 Census places in Tennessee and contains about 0.0% of the state's people. For population change between 2020 and 2023, Kimball ranks 90th of 344 in Tennessee (about the 74th percentile). At about 303 people per square mile, Kimball is the 260th most densely settled place in Tennessee. Between 2020 and 2023 the count changed by roughly 61 residents.

What shapes a Kimball personal loan

In Kimball, a small community of about 1,607, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Kimball can be quoted different APRs on the same amount and term. The term you choose in Kimball decides the split between a comfortable payment and the total interest you pay.

How lenders reach Kimball

With about 303 residents per square mile, Kimball is lightly settled, and 43 larger Census places sit within 50 miles. What is available to Kimball's 1,607 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. The nearest larger city, Jasper, TN about 3 miles away.

Kimball on the map

Kimball's land area is roughly 5.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 303 people per square mile. For the state's biggest city, Memphis, the distance is roughly 243 miles. Within 50 miles of Kimball there are 43 larger Census places. The 100-mile radius contains 153 larger places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Kimball if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Kimball is the same as anywhere in Tennessee.
What loan size can I expect in Kimball?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Kimball?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Kimball cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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