Personal loans in Kiana, AK

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Kiana's 422 residents. Kiana is home to roughly 422 people and stands 69th by size out of 149 Census places in Alaska. Compare APR, not the interest rate, because the APR folds in most fees on a Kiana loan. From the 2020 Census base to the 2023 estimate, the population declined by about 6.8%. The nearest larger metro is Noorvik, AK about 19 miles away.

Where Kiana stands

Here is the sourced Census picture for Kiana, plus the Alaska lending rules that apply to a loan taken out here.

• Population: 422 — Kiana ranks 69th of 149 communities in Alaska (US Census Bureau, Vintage 2023).
• Population trend: Down about 6.8% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 31 fewer people than the 2020 Census counted.
• Size percentile: Kiana's 422 people outrank roughly 54% of the places in Alaska.
• Population density: 2,245 people per square mile on 0.2 square miles of land.
• Land area: Kiana covers 0.2 square miles, the 149th-largest area among Alaska's 149 places.
• Within Alaska: about 0.1% of the state's population lives in Kiana.
• Nationally: Kiana is the 13,875th-largest of 19,457 Census places in the dataset.
• Growth rank: Kiana's 2020-to-2023 change ranks 138th of 149 places in Alaska.
• Versus Alaska: the state average change is -3.1%, while Kiana moved 6.8%.
• Density in Alaska: Kiana ranks 1st by people per square mile.
• Density in context: Kiana's 2,245 people per square mile sit against a Alaska median of 40.
• Location: latitude 66.9726, longitude -160.4344 (Census Gazetteer).
• Nearest larger cities: Noorvik (19 mi); Selawik (28 mi); Kotzebue (56 mi); Buckland (71 mi). Online lenders reach Kiana no matter how far the nearest branch is.
• Smaller places close by: Ambler (69 mi); Shungnak (88 mi); Deering (89 mi).
• Smaller places within 50 miles: 0 of them.
• Larger places within 100 miles: 4.

Which Alaska laws govern a loan in Kiana

Read the table as a lender's compliance picture for Kiana: the rule, the sourced figure, the publisher and the date.

How personal loans work in Kiana

Most loans made to Kiana's 422 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Kiana lender to disclose the APR and finance charge before you sign. Shortening the term on a Kiana loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What is available to Kiana borrowers

With about 2,245 residents per square mile, Kiana is fairly dense, and 2 larger Census places sit within 50 miles. Distance to a branch rarely matters for Kiana's 422 residents: the application is online and the price follows your credit file. The nearest bigger place is Noorvik, AK about 19 miles away.

The geography behind Kiana

Kiana's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 2,245 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 522 miles. Counting outward 50 miles, 2 larger communities surround Kiana. By land area it ranks 149th of 149 Alaska places.

Kiana against the rest of Alaska

Against Alaska's other places, Kiana accounts for about 0.1% of the state's population and ranks 69th of 149 by size. Its 2020-to-2023 change ranks 138th of 149 Alaska places, putting it near the 7th percentile for growth. At about 2,245 people per square mile, Kiana is the 1st most densely settled place in Alaska. In land area, Kiana ranks 149th among Alaska's 149 places.