Personal loans in Kewaunee, WI
Kewaunee is a small community of about 2,798 residents, and a personal loan taken out here is governed by Wisconsin statute. Kewaunee is home to roughly 2,798 people and stands 221st by size out of 605 Census places in Wisconsin.
The closest larger city is Algoma, WI about 10 miles away. Population in Kewaunee dropped about 1.0% over the three years from 2020 to 2023. Consumer lending that reaches Kewaunee's 2,798 residents is governed by Wisconsin statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Kewaunee loan.
The Kewaunee data picture
Set out below is Kewaunee's local context next to the state-level rules that reach every lender here.
- Population: about 2,798 people live here, which puts Kewaunee 221st of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: Roughly 1.0% fewer residents than the 2020 Census counted.
- Net change: roughly 28 fewer people than the 2020 Census counted.
- Size percentile: roughly 63% of Wisconsin's places have fewer residents than Kewaunee's 2,798.
- Population density: about 792 people per square mile across 3.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Kewaunee covers 3.5 square miles, the 199th-largest area among Wisconsin's 605 places.
- Water area: Kewaunee has 0.20 square miles of water, ranking 139th of 605 places in Wisconsin.
- Within Wisconsin: about 0.1% of the state's population lives in Kewaunee.
- National rank: Kewaunee sits 6,498th by population among the 19,457 places in this dataset.
- Growth rank: Kewaunee ranks 394th among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Kewaunee's 1.0% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Kewaunee ranks 307th by people per square mile.
- Against the state median: Kewaunee runs about 792 residents per square mile, where the Wisconsin median is 800.
- Location: coordinates 44.4636, -87.5217 (US Census Bureau Gazetteer).
- Nearest larger cities: Algoma (10 mi); Bellevue (21 mi); Two Rivers (21 mi); Green Bay (23 mi); Allouez (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Casco (8 mi); Luxemburg (11 mi); Forestville (16 mi).
- Smaller neighbours: 24 places smaller than Kewaunee sit within 50 miles.
- Larger places within 100 miles: 89.
How a Kewaunee personal loan is priced
In Kewaunee, a small community of about 2,798, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Kewaunee can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Kewaunee loan but raises total interest, so the smallest payment is not the cheapest loan.
Steps to take before a Kewaunee loan
For Kewaunee's roughly 2,798 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
In Kewaunee as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 2,798 residents.
The Wisconsin lending rules that reach Kewaunee
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Kewaunee lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Borrowing reach in Kewaunee
At roughly 792 people per square mile, Kewaunee is moderately settled; 33 larger places lie within 50 miles. Whether Kewaunee has a local branch or not, a Wisconsin-licensed lender can serve its 2,798 people online on the same terms. For a larger market, the closest option is Algoma, WI about 10 miles away.
Kewaunee in state context
Set beside Wisconsin's 605 places, Kewaunee ranks 221st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Kewaunee stands 394th among Wisconsin's 605 places — roughly the 35th percentile. At about 792 people per square mile, Kewaunee is the 307th most densely settled place in Wisconsin. Within 50 miles sit 24 smaller Census places, alongside the 33 that are larger.
Common questions
What are my options in Kewaunee if my credit is poor?
What loan size can I expect in Kewaunee?
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Does comparing loans in Kewaunee cost me credit score points?
Nearby places
- Casco, WI — population 662
- Algoma, WI — population 3,217
- Luxemburg, WI — population 2,753
- Forestville, WI — population 476
- Mishicot, WI — population 1,423
- Two Rivers, WI — population 11,169
- Denmark, WI — population 2,422
- Francis Creek, WI — population 664