Personal loans in Kerman, CA
The roughly 17,238 people who live in Kerman borrow under California rules; city hall sets no personal-loan rate. A 2020-to-2023 comparison shows Kerman up by about 7.7%.
The Census counts 17,238 people in Kerman, the 315th-largest figure among California's 482 places. Begin with the payment, then weigh APR and total interest across the lenders that reach Kerman's 17,238 residents. State law, not city hall, decides what a lender may do to Kerman's roughly 17,238 residents, and a state regulator supervises it. The closest larger city is Fresno, CA about 15 miles away.
Kerman by the numbers
Two layers matter for a Kerman borrower: the local population picture and California's consumer-lending statutes.
- Population: the Census counts 17,238 residents in Kerman (Vintage 2023 subcounty estimate), the 315th-largest figure among California's 482 places.
- Population trend: Up about 7.7% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,228 residents.
- Size percentile: bigger than about 35% of the places in California, with 17,238 residents in Kerman.
- Density: roughly 5,150 residents per square mile, spread over 3.3 sq mi of land.
- Land area rank: Kerman's 3.3 square miles rank 372nd of 482 places in California.
- Share of California: Kerman holds about 0.1% of the state's population, some 17,238 people.
- National rank: Kerman sits 2,129th by population among the 19,457 places in this dataset.
- Growth in California: Kerman stands 15th by percentage change from 2020 to 2023, among 482 places.
- Against the state trend: Kerman's 7.7% change compares with a California average of -1.3% across its 482 places.
- Density in California: Kerman ranks 125th by people per square mile.
- Density vs California: Kerman's 5,150 people per square mile compare with a state median of 3,455.
- Location: 36.7249 / -120.0626, per the US Census Bureau Gazetteer.
- Nearest larger cities: Fresno (15 mi); Madera (17 mi); Clovis (22 mi); Selma (27 mi); Sanger (28 mi). Lenders licensed in the state serve Kerman whether or not they keep a local branch.
- Smaller places nearby: San Joaquin (11 mi); Mendota (18 mi); Fowler (23 mi).
- Within a 50-mile radius: 10 smaller Census places.
- Within 100 miles: 39 places are larger than Kerman.
How California law applies in Kerman
California has no separate rate rule for Kerman; the sourced rows below are what reach every lender that serves its 17,238 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
| 36% rate cap on mid-size consumer loans (AB 539) | Consumer loans of $2,500 to under $10,000: cap of 36% per annum simple interest plus the Federal Funds Rate Source says: "charges at a rate not exceeding an annual simple interest rate of 36 percent per annum plus the Federal Funds Rate". | California Legislature — Financial Code § 22304.5 as of 2026-09-16 |
How a Kerman personal loan is priced
A Kerman personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 17,238 residents. Two numbers drive a Kerman loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Kerman decides the split between a comfortable payment and the total interest you pay.
Lender access in Kerman
With about 5,150 residents per square mile, Kerman is densely built, and 14 larger Census places sit within 50 miles. Lenders licensed in California reach Kerman's 17,238 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Fresno, CA about 15 miles away.
Kerman on the map
The Census Gazetteer records about 3.3 square miles of land within Kerman, with no significant water area listed. With 17,238 residents, the land area yields roughly 5,150 people per square mile. Los Angeles, the largest place in California, is about 209 miles from Kerman. Counting outward 50 miles, 14 larger communities surround Kerman. Within the same 50 miles lie 10 smaller Census places.
Kerman's place among California's 482 places
Kerman is the 315th-largest of 482 Census places in California and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 15th of 482 California places, putting it near the 97th percentile for growth. By density, at about 5,150 people per square mile, it ranks 125th in California. Within 50 miles sit 10 smaller Census places, alongside the 14 that are larger.
Common questions
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Nearby places
- San Joaquin, CA — population 3,679
- Madera, CA — population 68,079
- Fresno, CA — population 545,716
- Mendota, CA — population 12,530
- Clovis, CA — population 125,826
- Fowler, CA — population 7,274
- Firebaugh, CA — population 8,547
- Chowchilla, CA — population 19,328