Personal loans in Kenilworth, IL
Kenilworth is a small community of about 2,401 residents, and a personal loan taken out here is governed by Illinois statute. A lender that serves Kenilworth operates under Illinois lending statutes and a Illinois supervisor.
The Census estimates 2,401 residents in Kenilworth, which ranks it 449th of 1,294 places in Illinois. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Kenilworth loan. From the 2020 Census base to the 2023 estimate, the population declined by about 4.5%. Borrowers who want a bigger city can look to Wilmette, IL about 1 miles away.
Borrowing in Kenilworth: the local picture
What follows is Kenilworth's place in the Census record, alongside the Illinois rules that govern a personal loan made here.
- Population: the Census counts 2,401 residents in Kenilworth (Vintage 2023 subcounty estimate), the 449th-largest figure among Illinois's 1,294 places.
- Population trend: A loss of roughly 4.5% between 2020 and 2023.
- Absolute change: 114 residents lost between 2020 and 2023.
- Size percentile: Kenilworth sits ahead of around 65% of Illinois places, at 2,401 people.
- Density: roughly 3,956 residents per square mile, spread over 0.6 sq mi of land.
- By land area: Kenilworth ranks 969th among Illinois's 1,294 places, at 0.6 sq mi.
- Share of Illinois: Kenilworth holds about 0.0% of the state's population, some 2,401 people.
- National standing: Kenilworth ranks 6,985th of 19,457 US places.
- Growth rank: Kenilworth ranks 1,206th among Illinois's 1,294 places for the 2020-to-2023 change.
- Versus Illinois: the state average change is -2.0%, while Kenilworth moved 4.5%.
- Density in Illinois: Kenilworth ranks 79th by people per square mile.
- Against the state median: Kenilworth runs about 3,956 residents per square mile, where the Illinois median is 993.
- Location: latitude 42.0888, longitude -87.7145 (Census Gazetteer).
- Nearest larger cities: Wilmette (1 mi); Winnetka (2 mi); Evanston (3 mi); Northfield (3 mi); Skokie (4 mi). Larger metros often have more branches, but online lenders reach Kenilworth on the same terms.
- Smaller communities close by: Golf (4 mi); Bannockburn (11 mi); Mettawa (15 mi), each with its own Census population profile.
- Smaller neighbours: 45 places smaller than Kenilworth sit within 50 miles.
- Larger places within 100 miles: 412.
Getting a loan in Kenilworth
Kenilworth is a fairly dense community of about 2,401 people, with 261 larger places inside a 50-mile radius. What is available to Kenilworth's 2,401 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Wilmette, IL about 1 miles away.
Land, water and location for Kenilworth
Kenilworth covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 3,956 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 17 miles. Kenilworth has 261 larger places within a 50-mile radius. By land area it ranks 969th of 1,294 Illinois places.
What to do before borrowing in Kenilworth
For Kenilworth's roughly 2,401 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Illinois licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Kenilworth and the rest of Illinois is not the process but the borrower's own file, among the 2,401 people here.
The state rulebook for Kenilworth
When Illinois does not publish a figure, the row links to the source instead of inventing a number; Kenilworth is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Kenilworth in state context
Against Illinois's other places, Kenilworth accounts for about 0.0% of the state's population and ranks 449th of 1,294 by size. On the 2020-to-2023 trend, Kenilworth stands 1,206th among Illinois's 1,294 places — roughly the 7th percentile. At about 3,956 people per square mile, Kenilworth is the 79th most densely settled place in Illinois. By land area, its 0.6 square miles rank 969th of 1,294 places in Illinois.
Common questions
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Nearby places
- Wilmette, IL — population 27,026
- Winnetka, IL — population 12,292
- Evanston, IL — population 75,070
- Skokie, IL — population 64,937
- Northfield, IL — population 5,543
- Glencoe, IL — population 8,570
- Golf, IL — population 497
- Lincolnwood, IL — population 12,872