Personal loans in Kandiyohi, MN

Kandiyohi is one of 853 Census places in Minnesota; its 558 residents put it at 466th. The closest larger city is Willmar, MN about 6 miles away. Rate ceilings, licensing requirements and product limits for Kandiyohi are all set at the Minnesota level. If debt is already a strain, a nonprofit credit counsellor can help Kandiyohi residents before they take on more.

Borrowing in Kandiyohi: the local picture

Two layers matter for a Kandiyohi borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: about 558, ranked 466th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.6%.
• Net change: roughly 15 fewer people than the 2020 Census counted.
• Size percentile: roughly 45% of Minnesota's places have fewer residents than Kandiyohi's 558.
• Land and density: 0.4 square miles of land carry roughly 1,427 residents per square mile.
• Land area rank: Kandiyohi's 0.4 square miles rank 736th of 853 places in Minnesota.
• Share of state population: Kandiyohi's 558 residents are about 0.0% of Minnesota.
• Nationally: Kandiyohi is the 12,713th-largest of 19,457 Census places in the dataset.
• Growth rank: Kandiyohi ranks 700th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Kandiyohi moved 2.6%.
• Density in Minnesota: Kandiyohi ranks 148th by people per square mile.
• Density in context: Kandiyohi's 1,427 people per square mile sit against a Minnesota median of 607.
• Location: 45.1315, -94.9328 (Census Gazetteer coordinates).
• Nearest larger cities: Willmar (6 mi); Spicer (7 mi); Atwater (8 mi); New London (11 mi); Grove City (12 mi). Living near a larger metro rarely changes what is available in Kandiyohi.
• Smaller places nearby: Pennock (12 mi); Lake Lillian (13 mi); Blomkest (14 mi).
• Smaller places within 50 miles: 53 of them.
• Larger places within 100 miles: 291.

Which Minnesota laws govern a loan in Kandiyohi

For the roughly 558 residents of Kandiyohi, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

Borrowing reach in Kandiyohi

At roughly 1,427 people per square mile, Kandiyohi is moderately settled; 61 larger places lie within 50 miles. A Minnesota licence lets a lender serve Kandiyohi without a local office, so branch density does not change what its 558 residents are offered. The nearest larger city, Willmar, MN about 6 miles away.

Kandiyohi: area, density and distance

Kandiyohi covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,427 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 82 miles. A 50-mile radius around Kandiyohi takes in 61 places that are larger. Within the same 50 miles lie 53 smaller Census places.

Kandiyohi against the rest of Minnesota

Among Minnesota's 853 places, Kandiyohi sits at 466th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Kandiyohi ranks 700th of 853 in Minnesota (about the 18th percentile). At about 1,427 people per square mile, Kandiyohi is the 148th most densely settled place in Minnesota. By land area, its 0.4 square miles rank 736th of 853 places in Minnesota.

How personal loans work in Kandiyohi

With roughly 558 residents, Kandiyohi is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Kandiyohi's 558 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Kandiyohi loan is knowable in advance — unlike a revolving card balance.