Personal loans in Kanawha, IA
The trend for Kanawha between 2020 and 2023 is downward by roughly 2.3%. Roughly 639 residents live in Kanawha, the 391st-largest community in Iowa. In Kanawha, one of 940 Census places in Iowa, the figure to compare across lenders is the APR, not the advertised rate. Rate-shopping from Kanawha costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For the 639 people in Kanawha, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Belmond, IA about 11 miles away.
Kanawha: population, trend and location
The figures below are Kanawha's own — Census population, land area and coordinates — followed by the Iowa rules.
- Population: 639 — Kanawha ranks 391st of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.3% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 15 residents.
- Size percentile: Kanawha's 639 people outrank roughly 58% of the places in Iowa.
- Density: roughly 322 residents per square mile, spread over 2.0 sq mi of land.
- By land area: Kanawha ranks 202nd among Iowa's 940 places, at 2.0 sq mi.
- State population share: Kanawha accounts for about 0.0% of everyone in Iowa.
- National standing: Kanawha ranks 12,174th of 19,457 US places.
- Growth rank: Kanawha's 2020-to-2023 change ranks 699th of 940 places in Iowa.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Kanawha's 2.3%.
- Density in Iowa: Kanawha ranks 718th by people per square mile.
- Density in context: Kanawha's 322 people per square mile sit against a Iowa median of 672.
- Location: 42.9342, -93.7932 (US Census Bureau Gazetteer).
- Nearest larger cities: Belmond (11 mi); Britt (11 mi); Clarion (14 mi); Garner (15 mi); Eagle Grove (19 mi). Online lenders reach Kanawha no matter how far the nearest branch is.
- Smaller communities close by: Goodell (9 mi); Corwith (9 mi); Klemme (11 mi), each with its own Census population profile.
- Smaller neighbours: 91 places smaller than Kanawha sit within 50 miles.
- Within 100 miles: 222 places are larger than Kanawha.
How Iowa law applies in Kanawha
This table holds the Iowa rate and licensing rules for consumer loans made to Kanawha's 639 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How personal loans work in Kanawha
In Kanawha, a small community of about 639, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Kanawha's rank of 391st in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Kanawha decides the split between a comfortable payment and the total interest you pay.
Kanawha's place among Iowa's 940 places
Among Iowa's 940 places, Kanawha sits at 391st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Kanawha stands 699th among Iowa's 940 places — roughly the 26th percentile. By density, at about 322 people per square mile, it ranks 718th in Iowa. Within 50 miles sit 91 smaller Census places, alongside the 35 that are larger.
Kanawha: area, density and distance
Kanawha covers about 2.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 322 people per square mile. The largest place in Iowa, Des Moines, lies about 95 miles away. Kanawha has 35 larger places within a 50-mile radius. Within the same 50 miles lie 91 smaller Census places.
Lender access in Kanawha
Kanawha is a lightly settled community of about 639 people, with 35 larger places inside a 50-mile radius. A Iowa licence lets a lender serve Kanawha without a local office, so branch density does not change what its 639 residents are offered. The nearest bigger place is Belmond, IA about 11 miles away.
Common questions
What are my options in Kanawha if my credit is poor?
What loan size can I expect in Kanawha?
Do I have to pledge anything to borrow in Kanawha?
Does comparing loans in Kanawha cost me credit score points?
Nearby places
- Britt, IA — population 2,004
- Corwith, IA — population 260
- Goodell, IA — population 140
- Belmond, IA — population 2,399
- Klemme, IA — population 430
- Clarion, IA — population 2,745
- Renwick, IA — population 228
- Goldfield, IA — population 614