Personal loans in Kalona, IA

Kalona: population, trend and location

Most of what governs a Kalona loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: 2,739 — Kalona ranks 132nd of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: About 3.9% above the 2020 Census base.
• Net change: roughly 104 more people than the 2020 Census counted.
• Size percentile: about 86% of Iowa's Census places are smaller than Kalona.
• Population density: about 1,271 people per square mile across 2.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Kalona ranks 186th among Iowa's 940 places, at 2.2 sq mi.
• State share: roughly 0.1% of Iowa's residents live in Kalona (2,739 people).
• National rank: Kalona sits 6,566th by population among the 19,457 places in this dataset.
• Growth rank: Kalona's 2020-to-2023 change ranks 46th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Kalona moved 3.9%.
• Density rank: Kalona places 140th among Iowa's places by people per square mile.
• Against the state median: Kalona runs about 1,271 residents per square mile, where the Iowa median is 672.
• Location: 41.4874, -91.7018 (Census Gazetteer coordinates).
• Nearest larger cities: Washington (13 mi); Iowa City (15 mi); Tiffin (15 mi); Coralville (16 mi); North Liberty (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Riverside (7 mi); Wellman (7 mi); Hills (10 mi).
• Smaller neighbours: 119 places smaller than Kalona sit within 50 miles.
• Within 100 miles: 85 places are larger than Kalona.

Borrowing reach in Kalona

Kalona is moderately settled, with about 1,271 people per square mile and 23 larger places within 50 miles. Lenders licensed in Iowa reach Kalona's 2,739 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Washington, IA about 13 miles away.

What to do before borrowing in Kalona

Before you hand your details to a lender in Kalona, where the population is near 2,739:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Kalona and the rest of Iowa is not the process but the borrower's own file, among the 2,739 people here.

Kalona against the rest of Iowa

Among Iowa's 940 places, Kalona sits at 132nd for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 46th of 940 Iowa places, putting it near the 95th percentile for growth. Its roughly 1,271 residents per square mile place it 140th among Iowa's places. Between 2020 and 2023 the count changed by roughly 104 residents.

Iowa consumer-lending rules applied in Kalona

For the roughly 2,739 residents of Kalona, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Kalona on the map

Kalona covers about 2.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,271 residents per square mile. Des Moines, the largest place in Iowa, is about 99 miles from Kalona. A 50-mile radius around Kalona takes in 23 places that are larger. Within the same 50 miles lie 119 smaller Census places.