Personal loans in Kachemak, AK

The Kachemak data picture

Here is the sourced Census picture for Kachemak, plus the Alaska lending rules that apply to a loan taken out here.

• Population: about 591 people live here, which puts Kachemak 50th of 149 Census places in Alaska (Vintage 2023).
• Population trend: A gain of roughly 3.3% between 2020 and 2023.
• Absolute change: 19 residents added between 2020 and 2023.
• Size percentile: with 591 residents, Kachemak is larger than about 66% of Alaska's Census places.
• Population density: about 353 people per square mile across 1.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Kachemak ranks 130th among Alaska's 149 places, at 1.7 sq mi.
• State population share: Kachemak accounts for about 0.1% of everyone in Alaska.
• National rank: Kachemak is 12,497th of 19,457 places nationwide.
• Growth rank: Kachemak ranks 11th among Alaska's 149 places for the 2020-to-2023 change.
• Against the state trend: Kachemak's 3.3% change compares with a Alaska average of -3.1% across its 149 places.
• Density rank: Kachemak is the 21st most densely settled place in Alaska.
• Density vs Alaska: Kachemak's 353 people per square mile compare with a state median of 40.
• Location: 59.6745, -151.4363 (US Census Bureau Gazetteer).
• Nearest larger cities: Homer (3 mi); Soldotna (57 mi); Kenai (62 mi); Seward (77 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Seldovia (19 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 1 smaller Census places.
• At 100 miles: 4 larger Census places fall inside that radius.

Borrowing reach in Kachemak

Kachemak is lightly settled, with about 353 people per square mile and 1 larger places within 50 miles. Whether Kachemak has a local branch or not, a Alaska-licensed lender can serve its 591 people online on the same terms. The nearest bigger place is Homer, AK about 3 miles away.

The geography behind Kachemak

Inside Kachemak's boundaries lie about 1.7 square miles of land, with no significant water area recorded. The resulting density is about 353 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 127 miles. A 50-mile radius around Kachemak takes in 1 places that are larger. Within the same 50 miles lie 1 smaller Census places.

Kachemak against the rest of Alaska

Kachemak is the 50th-largest of 149 Census places in Alaska and contains about 0.1% of the state's people. For population change between 2020 and 2023, Kachemak ranks 11th of 149 in Alaska (about the 93th percentile). Its roughly 353 residents per square mile place it 21st among Alaska's places. Within 50 miles sit 1 smaller Census places, alongside the 1 that are larger.

A pre-application checklist for Kachemak

These steps shape the offer you get in Kachemak, a place of about 591 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Alaska regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Alaska; what changes is your credit file, not the fact that Kachemak holds 591 people.

The Alaska lending rules that reach Kachemak

Alaska has no separate rate rule for Kachemak; the sourced rows below are what reach every lender that serves its 591 people.