Personal loans in Jud, ND

A 2020-to-2023 comparison shows Jud down by about 1.6%. Compare APR, not the interest rate, because the APR folds in most fees on a Jud loan. For a bigger market, look to Gackle, ND about 14 miles away. Rate ceilings, licensing requirements and product limits for Jud are all set at the North Dakota level.

What the Census records for Jud

Jud is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 63, 260th among North Dakota's 355 places (Vintage 2023).
• Population trend: A decline of about 1.6% across the 2020-to-2023 comparison.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: roughly 27% of North Dakota places rank below Jud.
• Density: the Census land area of 0.2 sq mi holds about 259 people per square mile.
• By land area: Jud ranks 293rd among North Dakota's 355 places, at 0.2 sq mi.
• Share of North Dakota: Jud holds about 0.0% of the state's population, some 63 people.
• National rank: Jud is the 18,780th most populous of the 19,457 Census places covered here.
• Growth rank: Jud's 2020-to-2023 change ranks 153rd of 355 places in North Dakota.
• Versus North Dakota: the state average change is -1.2%, while Jud moved 1.6%.
• Density in North Dakota: Jud ranks 212th by people per square mile.
• Against the state median: Jud runs about 259 residents per square mile, where the North Dakota median is 352.
• Location: 46.5258, -98.8976 (US Census Bureau Gazetteer).
• Nearest larger cities: Gackle (14 mi); Edgeley (14 mi); Kulm (16 mi); Montpelier (19 mi); Streeter (24 mi). Lenders licensed in the state serve Jud whether or not they keep a local branch.
• Nearest smaller towns: Fredonia (17 mi); Dickey (20 mi); Berlin (22 mi) — useful context for the surrounding area.
• Smaller neighbours: 13 places smaller than Jud sit within 50 miles.
• At 100 miles: 133 larger Census places fall inside that radius.

How Jud compares across North Dakota

Among North Dakota's 355 places, Jud sits at 260th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Jud ranks 153rd of 355 in North Dakota (about the 57th percentile). By density, at about 259 people per square mile, it ranks 212th in North Dakota. Within 50 miles sit 13 smaller Census places, alongside the 24 that are larger.

How a Jud personal loan is priced

With roughly 63 residents, Jud is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Jud loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Jud loan is knowable in advance — unlike a revolving card balance.

Steps to take before a Jud loan

These steps shape the offer you get in Jud, a place of about 63 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the North Dakota regulator's records to confirm the lender is licensed here.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Jud-specific: the same North Dakota licensing and disclosure rules reach all 63 residents.

Which North Dakota laws govern a loan in Jud

This table holds the North Dakota rate and licensing rules for consumer loans made to Jud's 63 residents.

Jud on the map

Jud covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 259 residents per square mile. The state's population centre of gravity, Fargo, is roughly 101 miles away. A 50-mile radius around Jud takes in 24 places that are larger. By land area it ranks 293rd of 355 North Dakota places.