Personal loans in Jordan, MN

A personal loan in Jordan is priced from your credit file and income, not from the fact that the city holds 6,752 people. Which products a lender may offer to Jordan's 6,752 residents follows from the Minnesota consumer-lending framework.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Jordan is home to roughly 6,752 people and stands 135th by size out of 853 Census places in Minnesota. Judge Jordan offers on total cost, not on how quickly the money arrives. Population in Jordan climbed about 1.3% over the three years from 2020 to 2023. The next larger city is Belle Plaine, MN about 7 miles away.

Jordan: population, trend and location

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

The Minnesota lending rules that reach Jordan

Read the table as a lender's compliance picture for Jordan: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603)
Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis"
Minnesota Department of Commerce
as of 2026-09-16

What to do before borrowing in Jordan

For Jordan's roughly 6,752 residents, these are the steps that most influence the offer:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Model the payment on the calculator before a lender models it for you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Check the Minnesota regulator's records to confirm the lender is licensed here.
  5. Look for an origination fee or prepayment penalty in the written disclosure.
  6. Test the payment against your current bills before you commit.
  7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Minnesota; what changes is your credit file, not the fact that Jordan holds 6,752 people.

Where Jordan sits

Jordan's land area is about 3.6 square miles; a further 0.02 square miles is water. That land carries about 1,861 people per square mile. Minneapolis, the largest place in Minnesota, is about 28 miles from Jordan. Within 50 miles of Jordan there are 93 larger Census places. By land area it ranks 213th of 853 Minnesota places.

What is available to Jordan borrowers

Jordan is moderately settled, with about 1,861 people per square mile and 93 larger places within 50 miles. A Minnesota licence lets a lender serve Jordan without a local office, so branch density does not change what its 6,752 residents are offered. For a larger market, the closest option is Belle Plaine, MN about 7 miles away.

What a Jordan borrower is actually offered

A Jordan personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,752 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Jordan. Shortening the term on a Jordan loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Jordan if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Jordan is the same as anywhere in Minnesota.
What loan size can I expect in Jordan?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Jordan?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Jordan cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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