Personal loans in Johnson, VT

What the Census records for Johnson

Only a few things actually differ by place — population, area, location, and the Vermont rules a lender must follow — and they are below.

• Population: the Census counts 1,327 residents in Johnson (Vintage 2023 subcounty estimate), the 16th-largest figure among Vermont's 40 places.
• Population trend: The 2020-to-2023 change is negative, near 2.4%.
• People gained or lost: about 33 fewer since the 2020 base.
• Size percentile: with 1,327 residents, Johnson is larger than about 60% of Vermont's Census places.
• Land and density: 1.2 square miles of land carry roughly 1,137 residents per square mile.
• By land area: Johnson ranks 26th among Vermont's 40 places, at 1.2 sq mi.
• Water: Johnson holds about 0.05 square miles, the 12th-largest water area in Vermont.
• Share of Vermont: Johnson holds about 0.9% of the state's population, some 1,327 people.
• Nationally: Johnson is the 9,182nd-largest of 19,457 Census places in the dataset.
• Growth rank: Johnson ranks 35th among Vermont's 40 places for the 2020-to-2023 change.
• Against the state trend: Johnson's 2.4% change compares with a Vermont average of -0.1% across its 40 places.
• Density rank: Johnson places 12th among Vermont's places by people per square mile.
• Against the state median: Johnson runs about 1,137 residents per square mile, where the Vermont median is 874.
• Location: it lies at 44.6370, -72.6787 in the Census Gazetteer.
• Nearest larger cities: Morrisville (7 mi); Enosburg Falls (20 mi); St. Albans (23 mi); Essex Junction (24 mi); Montpelier (26 mi). Online lenders reach Johnson no matter how far the nearest branch is.
• Smaller towns nearby: Hyde Park (4 mi); Jeffersonville (7 mi); Cambridge (10 mi).
• Within a 50-mile radius: 16 smaller Census places.
• At 100 miles: 27 larger Census places fall inside that radius.

How Johnson compares across Vermont

Against Vermont's other places, Johnson accounts for about 0.9% of the state's population and ranks 16th of 40 by size. For population change between 2020 and 2023, Johnson ranks 35th of 40 in Vermont (about the 12th percentile). By density, at about 1,137 people per square mile, it ranks 12th in Vermont. The population moved by about 33 people between 2020 and 2023, a 2.4% shift.

The geography behind Johnson

Johnson's land area is about 1.2 square miles; a further 0.05 square miles is water. With 1,327 residents, the land area yields roughly 1,137 people per square mile. For the state's biggest city, Burlington, the distance is roughly 29 miles. Johnson has 14 larger places within a 50-mile radius. The 100-mile radius contains 27 larger places.

Borrowing reach in Johnson

Johnson is a moderately settled community of about 1,327 people, with 14 larger places inside a 50-mile radius. What is available to Johnson's 1,327 borrowers is set by Vermont licensing and your own credit, not by how many branches are nearby. The nearest larger city, Morrisville, VT about 7 miles away.

What shapes a Johnson personal loan

A Johnson personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,327 residents. The APR tracks your credit score rather than Johnson's rank of 16th in Vermont: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Johnson loan is knowable in advance — unlike a revolving card balance.

How Vermont law applies in Johnson

Every row below records a Vermont rule, its publisher and its retrieval date — the same rules a Johnson lender must follow.