Personal loans in Jennette, AR
Two households in Jennette with comparable incomes can still be offered different rates; the city's 117 residents are not the reason. Begin with the payment, then weigh APR and total interest across the lenders that reach Jennette's 117 residents. Roughly 117 residents live in Jennette, the 433rd-largest community in Arkansas. Consumer lending that reaches Jennette's 117 residents is governed by Arkansas statute; no city ordinance changes it. A 2020-to-2023 comparison shows Jennette down by about 1.7%. A larger market lies at Crawfordsville, AR about 7 miles away.
Local context for Jennette
Jennette is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 117 residents in Jennette (Vintage 2023 subcounty estimate), the 433rd-largest figure among Arkansas's 500 places.
- Population trend: Down about 1.7% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 13% of Arkansas places rank below Jennette.
- Population density: about 52 people per square mile across 2.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Jennette covers 2.3 square miles, the 233rd-largest area among Arkansas's 500 places.
- Share of Arkansas: Jennette holds about 0.0% of the state's population, some 117 people.
- National rank: Jennette sits 17,827th by population among the 19,457 places in this dataset.
- Growth in Arkansas: Jennette stands 317th by percentage change from 2020 to 2023, among 500 places.
- Against the state trend: Jennette's 1.7% change compares with a Arkansas average of +0.3% across its 500 places.
- Density in Arkansas: Jennette ranks 489th by people per square mile.
- Density vs Arkansas: Jennette's 52 people per square mile compare with a state median of 386.
- Location: latitude 35.1581, longitude -90.4188 (Census Gazetteer).
- Nearest larger cities: Crawfordsville (7 mi); Edmondson (7 mi); Earle (8 mi); Anthonyville (9 mi); Parkin (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Jericho (14 mi); Birdsong (23 mi); Haynes (28 mi).
- Smaller neighbours: 13 places smaller than Jennette sit within 50 miles.
- Within 100 miles: 294 places are larger than Jennette.
Getting a loan in Jennette
With about 52 residents per square mile, Jennette is sparsely settled, and 80 larger Census places sit within 50 miles. Lenders licensed in Arkansas reach Jennette's 117 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Crawfordsville, AR about 7 miles away.
Land, water and location for Jennette
Inside Jennette's boundaries lie about 2.3 square miles of land, with no significant water area recorded. Spread across it are roughly 52 residents per square mile. The state's population centre of gravity, Little Rock, is roughly 114 miles away. Counting outward 50 miles, 80 larger communities surround Jennette. By land area it ranks 233rd of 500 Arkansas places.
Inside a Jennette personal loan
Most loans made to Jennette's 117 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Jennette can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Jennette loan but raises total interest, so the smallest payment is not the cheapest loan.
Which Arkansas laws govern a loan in Jennette
When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Jennette is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
A pre-application checklist for Jennette
Before you hand your details to a lender in Jennette, where the population is near 117:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Arkansas regulator's records to confirm the lender is licensed here.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Jennette as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 117 residents.
Common questions
What are my options in Jennette if my credit is poor?
What loan size can I expect in Jennette?
Do I have to pledge anything to borrow in Jennette?
Does comparing loans in Jennette cost me credit score points?
Nearby places
- Crawfordsville, AR — population 450
- Earle, AR — population 1,768
- Edmondson, AR — population 239
- Anthonyville, AR — population 130
- Parkin, AR — population 784
- Hughes, AR — population 992
- Marion, AR — population 13,654
- West Memphis, AR — population 23,825