Personal loans in Jenkintown, PA
A personal loan in Jenkintown is priced from your credit file and income, not from the fact that the city holds 4,699 people. With 4,699 residents, Jenkintown outranks about 80% of the communities in Pennsylvania.
Jenkintown shed about 0.4% of its population between the 2020 base and the 2023 estimate. To lend to Jenkintown's 4,699 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. For a community of about 4,699, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Hatboro, PA about 6 miles away.
Local context for Jenkintown
Here is the sourced Census picture for Jenkintown, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: 4,699 people, a figure that places Jenkintown 205th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 20 residents.
- Size percentile: with 4,699 residents, Jenkintown is larger than about 80% of Pennsylvania's Census places.
- Density: roughly 8,019 residents per square mile, spread over 0.6 sq mi of land.
- By land area: Jenkintown ranks 671st among Pennsylvania's 1,013 places, at 0.6 sq mi.
- Share of Pennsylvania: Jenkintown holds about 0.1% of the state's population, some 4,699 people.
- National rank: Jenkintown sits 5,003rd by population among the 19,457 places in this dataset.
- Growth in Pennsylvania: Jenkintown stands 333rd by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Jenkintown's 0.4%.
- Density rank: Jenkintown places 27th among Pennsylvania's places by people per square mile.
- Against the state median: Jenkintown runs about 8,019 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.0963 / -75.1298, per the US Census Bureau Gazetteer.
- Nearest larger cities: Hatboro (6 mi); Philadelphia (6 mi); Ambler (6 mi); Palmyra (8 mi); Conshohocken (9 mi). Online lenders reach Jenkintown no matter how far the nearest branch is.
- Nearest smaller towns: Rockledge (2 mi); Bryn Athyn (5 mi); Ivyland (8 mi).
- Smaller neighbours: 142 places smaller than Jenkintown sit within 50 miles.
- At 100 miles: 399 larger Census places fall inside that radius.
The Pennsylvania lending rules that reach Jenkintown
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Jenkintown is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How Jenkintown compares across Pennsylvania
Among Pennsylvania's 1,013 places, Jenkintown sits at 205th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Jenkintown ranks 333rd of 1,013 in Pennsylvania (about the 67th percentile). At about 8,019 people per square mile, Jenkintown is the 27th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 20 residents.
Jenkintown on the map
The Census Gazetteer records about 0.6 square miles of land within Jenkintown, with no significant water area listed. Spread across it are roughly 8,019 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 6 miles from Jenkintown. A 50-mile radius around Jenkintown takes in 106 places that are larger. The 100-mile radius contains 399 larger places.
Before you apply in Jenkintown
These steps shape the offer you get in Jenkintown, a place of about 4,699 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
None of these steps is Jenkintown-specific: the same Pennsylvania licensing and disclosure rules reach all 4,699 residents.
Inside a Jenkintown personal loan
Most loans made to Jenkintown's 4,699 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Jenkintown lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Jenkintown loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Jenkintown if my credit is poor?
What loan size can I expect in Jenkintown?
Do I have to pledge anything to borrow in Jenkintown?
Does comparing loans in Jenkintown cost me credit score points?
Nearby places
- Rockledge, PA — population 2,617
- Bryn Athyn, PA — population 1,302
- Hatboro, PA — population 8,257
- Philadelphia, PA — population 1,550,542
- Ambler, PA — population 6,843
- Ivyland, PA — population 948
- Palmyra, NJ — population 7,489
- Riverton, NJ — population 2,781