Personal loans in Jenkinsburg, GA
Jenkinsburg is a small community in Georgia, with an estimated 417 residents, and every licensed lender here follows the same state rulebook. Price two or three terms so you can see which payment is truly affordable in Jenkinsburg.
Roughly 417 residents live in Jenkinsburg, the 412th-largest community in Georgia. Consumer lending that reaches Jenkinsburg's 417 residents is governed by Georgia statute; no city ordinance changes it. Census figures put the 2020-to-2023 increase in Jenkinsburg at about 6.1%. The next larger city is Locust Grove, GA about 4 miles away.
The Jenkinsburg data picture
The figures below are Jenkinsburg's own — Census population, land area and coordinates — followed by the Georgia rules.
- Population: 417 people, a figure that places Jenkinsburg 412th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 6.1% from 2020 to 2023.
- Net change: roughly 24 more people than the 2020 Census counted.
- Size percentile: bigger than about 23% of the places in Georgia, with 417 residents in Jenkinsburg.
- Density: roughly 320 residents per square mile, spread over 1.3 sq mi of land.
- By land area: Jenkinsburg ranks 418th among Georgia's 536 places, at 1.3 sq mi.
- Within Georgia: about 0.0% of the state's population lives in Jenkinsburg.
- National rank: Jenkinsburg is the 13,920th most populous of the 19,457 Census places covered here.
- Growth rank: Jenkinsburg ranks 111th among Georgia's 536 places for the 2020-to-2023 change.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Jenkinsburg's 6.1%.
- Density rank: Jenkinsburg is the 371st most densely settled place in Georgia.
- Density vs Georgia: Jenkinsburg's 320 people per square mile compare with a state median of 536.
- Location: mapped by the US Census Bureau at 33.3206, -84.0373.
- Nearest larger cities: Locust Grove (4 mi); Jackson (4 mi); Flovilla (9 mi); McDonough (11 mi); Griffin (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Orchard Hill (14 mi); Sunny Side (15 mi); Aldora (20 mi).
- Smaller places within 50 miles: 21 of them.
- Larger places within 100 miles: 261.
What Georgia law requires in Jenkinsburg
These are Georgia's sourced lending facts as they reach Jenkinsburg's 417 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
Borrowing reach in Jenkinsburg
Jenkinsburg is a lightly settled community of about 417 people, with 91 larger places inside a 50-mile radius. Lenders licensed in Georgia reach Jenkinsburg's 417 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Locust Grove, GA about 4 miles away.
What to do before borrowing in Jenkinsburg
Before you hand your details to a lender in Jenkinsburg, where the population is near 417:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Georgia regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
In Jenkinsburg as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 417 residents.
The anatomy of a Jenkinsburg personal loan
Jenkinsburg is a small community of about 417 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Jenkinsburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Jenkinsburg loan but raises total interest, so the smallest payment is not the cheapest loan.
Jenkinsburg's place among Georgia's 536 places
Jenkinsburg is the 412th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Jenkinsburg ranks 111th of 536 in Georgia (about the 79th percentile). By density, at about 320 people per square mile, it ranks 371st in Georgia. Between 2020 and 2023 the count changed by roughly 24 residents.
Common questions
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Nearby places
- Locust Grove, GA — population 11,199
- Jackson, GA — population 5,854
- Flovilla, GA — population 683
- McDonough, GA — population 32,138
- Orchard Hill, GA — population 233
- Griffin, GA — population 24,044
- Milner, GA — population 814
- Sunny Side, GA — population 212