Personal loans in Jenkins, MN

If you are weighing a personal loan in Jenkins, start from the payment you can carry; its 499 residents face the same statewide rules. About 499 people live in Jenkins, placing it 494th of 853 Census places in Minnesota. Population in Jenkins climbed about 3.1% over the three years from 2020 to 2023. Use the calculator on this page to price an amount and term before you commit in Jenkins. The nearest larger city is Pequot Lakes, MN about 5 miles away.

Jenkins by the numbers

What follows is Jenkins's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: a Census-estimated 499, 494th among Minnesota's 853 places (Vintage 2023).
• Population trend: A rise of about 3.1% from 2020 to 2023.
• Net change: roughly 15 more people than the 2020 Census counted.
• Size percentile: about 42% of Minnesota communities are smaller than Jenkins (499 residents).
• Density: roughly 112 residents per square mile, spread over 4.5 sq mi of land.
• By land area: Jenkins ranks 178th among Minnesota's 853 places, at 4.5 sq mi.
• Water: Jenkins holds about 0.03 square miles, the 325th-largest water area in Minnesota.
• State population share: Jenkins accounts for about 0.0% of everyone in Minnesota.
• National rank: Jenkins is the 13,179th most populous of the 19,457 Census places covered here.
• Growth rank: Jenkins ranks 114th among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Jenkins's 3.1% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Jenkins is the 756th most densely settled place in Minnesota.
• Against the state median: Jenkins runs about 112 residents per square mile, where the Minnesota median is 607.
• Location: mapped by the US Census Bureau at 46.6511, -94.3282.
• Nearest larger cities: Pequot Lakes (5 mi); Pine River (6 mi); Breezy Point (6 mi); Lake Shore (10 mi); Nisswa (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Chickamaw Beach (7 mi); Manhattan Beach (11 mi); Fifty Lakes (13 mi).
• Within a 50-mile radius: 30 smaller Census places.
• Larger places within 100 miles: 133.

What shapes a Jenkins personal loan

Most loans made to Jenkins's 499 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Jenkins lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Jenkins loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Jenkins

At roughly 112 people per square mile, Jenkins is lightly settled; 31 larger places lie within 50 miles. Whether Jenkins has a local branch or not, a Minnesota-licensed lender can serve its 499 people online on the same terms. For a larger market, the closest option is Pequot Lakes, MN about 5 miles away.

Jenkins in state context

Set beside Minnesota's 853 places, Jenkins ranks 494th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Jenkins stands 114th among Minnesota's 853 places — roughly the 87th percentile. By density, at about 112 people per square mile, it ranks 756th in Minnesota. The population moved by about 15 people between 2020 and 2023, a 3.1% shift.

Minnesota consumer-lending rules applied in Jenkins

Minnesota has no separate rate rule for Jenkins; the sourced rows below are what reach every lender that serves its 499 people.

The Jenkins borrowing checklist

A sensible order of operations for a loan in Jenkins, home to about 499 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Jenkins-specific: the same Minnesota licensing and disclosure rules reach all 499 residents.