Personal loans in Jefferson, OR

A personal loan in Jefferson is priced from your credit file and income, not from the fact that the city holds 3,267 people. Jefferson ranks 96th of 240 places in Oregon, with a population near 3,267. Jefferson shed about 1.8% of its population between the 2020 base and the 2023 estimate. Verify the lender's Oregon licence against the regulator named below before borrowing in Jefferson. The nearest larger metro is Millersburg, OR about 4 miles away.

Jefferson: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Oregon rules a lender must follow — and they are below.

• Population: about 3,267 people live here, which puts Jefferson 96th of 240 Census places in Oregon (Vintage 2023).
• Population trend: About 1.8% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 61 residents.
• Size percentile: roughly 60% of Oregon places rank below Jefferson.
• Land and density: 0.9 square miles of land carry roughly 3,812 residents per square mile.
• By land area: Jefferson ranks 157th among Oregon's 240 places, at 0.9 sq mi.
• Water area: Jefferson has 0.03 square miles of water, ranking 77th of 240 places in Oregon.
• State population share: Jefferson accounts for about 0.1% of everyone in Oregon.
• National standing: Jefferson ranks 6,010th of 19,457 US places.
• Growth in Oregon: Jefferson stands 204th by percentage change from 2020 to 2023, among 240 places.
• Versus Oregon: the state average change is +0.7%, while Jefferson moved 1.8%.
• Density rank: Jefferson is the 29th most densely settled place in Oregon.
• Against the state median: Jefferson runs about 3,812 residents per square mile, where the Oregon median is 1,575.
• Location: the Census Gazetteer records it at 44.7166, -123.0060.
• Nearest larger cities: Millersburg (4 mi); Albany (8 mi); Aumsville (11 mi); Stayton (12 mi); Independence (14 mi). Larger metros often have more branches, but online lenders reach Jefferson on the same terms.
• Smaller places nearby: Scio (8 mi); Turner (9 mi); Adair Village (11 mi).
• Smaller places within 50 miles: 32 of them.
• Larger places within 100 miles: 76.

Lender access in Jefferson

With about 3,812 residents per square mile, Jefferson is fairly dense, and 36 larger Census places sit within 50 miles. Whether Jefferson has a local branch or not, a Oregon-licensed lender can serve its 3,267 people online on the same terms. The nearest bigger place is Millersburg, OR about 4 miles away.

How personal loans work in Jefferson

A Jefferson personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,267 residents. Federal Truth in Lending rules require a Jefferson lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Jefferson loan is knowable in advance — unlike a revolving card balance.

Oregon consumer-lending rules applied in Jefferson

The rows below set out what a licensed lender must follow in Oregon, and so for Jefferson's roughly 3,267 residents.

The geography behind Jefferson

Inside Jefferson's boundaries lie roughly 0.9 square miles of land and 0.03 square miles of water. Spread across it are roughly 3,812 residents per square mile. The largest place in Oregon, Portland, lies about 59 miles away. Jefferson has 36 larger places within a 50-mile radius. By land area it ranks 157th of 240 Oregon places.

Jefferson's place among Oregon's 240 places

Among Oregon's 240 places, Jefferson sits at 96th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 204th of 240 Oregon places, putting it near the 15th percentile for growth. At about 3,812 people per square mile, Jefferson is the 29th most densely settled place in Oregon. By land area, its 0.9 square miles rank 157th of 240 places in Oregon.