Personal loans in Jasper, IN
In Jasper, one of 565 Census places in Indiana, the figure to compare across lenders is the APR, not the advertised rate. Verify the lender's Indiana licence against the regulator named below before borrowing in Jasper.
Roughly 16,781 residents live in Jasper, the 52nd-largest community in Indiana. Rate ceilings, licensing requirements and product limits for Jasper are all set at the Indiana level. Jasper gained roughly 0.5% in population across the 2020-to-2023 comparison. For a bigger market, look to Evansville, IN about 43 miles away.
Borrowing in Jasper: the local picture
The figures below are Jasper's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: 16,781 people, a figure that places Jasper 52nd among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: About 0.5% above the 2020 Census base.
- People gained or lost: about 77 more since the 2020 base.
- Size percentile: with 16,781 residents, Jasper is larger than about 91% of Indiana's Census places.
- Land and density: 13.3 square miles of land carry roughly 1,262 residents per square mile.
- By land area: Jasper ranks 49th among Indiana's 565 places, at 13.3 sq mi.
- Water: Jasper holds about 0.09 square miles, the 77th-largest water area in Indiana.
- State population share: Jasper accounts for about 0.4% of everyone in Indiana.
- National rank: Jasper is 2,175th of 19,457 places nationwide.
- Growth rank: Jasper's 2020-to-2023 change ranks 243rd of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Jasper's 0.5%.
- Density rank: Jasper is the 322nd most densely settled place in Indiana.
- Density in context: Jasper's 1,262 people per square mile sit against a Indiana median of 1,375.
- Location: it lies at 38.3932, -86.9406 in the Census Gazetteer.
- Nearest larger cities: Evansville (43 mi); Owensboro (45 mi); Henderson (52 mi); Bloomington (58 mi); New Albany (61 mi). Larger metros often have more branches, but online lenders reach Jasper on the same terms.
- Smaller communities within reach: Huntingburg (6 mi); Holland (11 mi); Alfordsville (12 mi).
- Smaller neighbours: 94 places smaller than Jasper sit within 50 miles.
- At 100 miles: 21 larger Census places fall inside that radius.
What to do before borrowing in Jasper
A sensible order of operations for a loan in Jasper, home to about 16,781 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Indiana licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Jasper-specific: the same Indiana licensing and disclosure rules reach all 16,781 residents.
Land, water and location for Jasper
Inside Jasper's boundaries lie roughly 13.3 square miles of land and 0.09 square miles of water. Spread across it are roughly 1,262 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 209 miles away. Counting outward 50 miles, 2 larger communities surround Jasper. The 100-mile radius contains 21 larger places.
The Indiana lending rules that reach Jasper
Read the table as a lender's compliance picture for Jasper: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Where Jasper sits in Indiana
Against Indiana's other places, Jasper accounts for about 0.4% of the state's population and ranks 52nd of 565 by size. On the 2020-to-2023 trend, Jasper stands 243rd among Indiana's 565 places — roughly the 57th percentile. At about 1,262 people per square mile, Jasper is the 322nd most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 77 residents.
Getting a loan in Jasper
With about 1,262 residents per square mile, Jasper is moderately settled, and 2 larger Census places sit within 50 miles. A Indiana licence lets a lender serve Jasper without a local office, so branch density does not change what its 16,781 residents are offered. For a larger market, the closest option is Evansville, IN about 43 miles away.
Common questions
What are my options in Jasper if my credit is poor?
What loan size can I expect in Jasper?
Do I have to pledge anything to borrow in Jasper?
Does comparing loans in Jasper cost me credit score points?
Nearby places
- Huntingburg, IN — population 6,495
- Alfordsville, IN — population 64
- Holland, IN — population 610
- Ferdinand, IN — population 2,189
- Dale, IN — population 1,522
- Birdseye, IN — population 410
- Winslow, IN — population 757
- Santa Claus, IN — population 2,609