Personal loans in Jacksonburg, OH
Jacksonburg ranks 604th of 924 places in Ohio, with a population near 680. In Jacksonburg, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate.
The trend for Jacksonburg between 2020 and 2023 is upward by roughly 1159.3%. Judge Jacksonburg offers on total cost, not on how quickly the money arrives. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Jacksonburg's 680 residents. For a bigger market, look to Seven Mile, OH about 4 miles away.
Local context for Jacksonburg
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: 680 residents; Jacksonburg is the 604th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1159.3% more residents than the 2020 Census counted.
- Absolute change: 626 residents added between 2020 and 2023.
- Size percentile: Jacksonburg's 680 people outrank roughly 35% of the places in Ohio.
- Population density: 34,000 people per square mile on 0.0 square miles of land.
- Land area: Jacksonburg covers 0.0 square miles, the 924th-largest area among Ohio's 924 places.
- Share of state population: Jacksonburg's 680 residents are about 0.0% of Ohio.
- National rank: Jacksonburg sits 11,915th by population among the 19,457 places in this dataset.
- Growth rank: Jacksonburg's 2020-to-2023 change ranks 1st of 924 places in Ohio.
- Versus Ohio: the state average change is +0.9%, while Jacksonburg moved 1159.3%.
- Density in Ohio: Jacksonburg ranks 1st by people per square mile.
- Against the state median: Jacksonburg runs about 34,000 residents per square mile, where the Ohio median is 1,289.
- Location: the Census Gazetteer records it at 39.5384, -84.5033.
- Nearest larger cities: Seven Mile (4 mi); Trenton (5 mi); New Miami (8 mi); Gratis (8 mi); Middletown (8 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: West Elkton (5 mi); Millville (13 mi); College Corner (17 mi).
- Smaller neighbours: 70 places smaller than Jacksonburg sit within 50 miles.
- Larger places within 100 miles: 399.
The Ohio lending rules that reach Jacksonburg
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Jacksonburg is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
What shapes a Jacksonburg personal loan
With roughly 680 residents, Jacksonburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Jacksonburg's rank of 604th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Jacksonburg loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Jacksonburg
Jacksonburg's land area is roughly 0.0 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 34,000 residents per square mile. Columbus, the largest place in Ohio, is about 86 miles from Jacksonburg. Jacksonburg has 164 larger places within a 50-mile radius. The 100-mile radius contains 399 larger places.
Lender access in Jacksonburg
With about 34,000 residents per square mile, Jacksonburg is densely built, and 164 larger Census places sit within 50 miles. A Ohio licence lets a lender serve Jacksonburg without a local office, so branch density does not change what its 680 residents are offered. The nearest larger city, Seven Mile, OH about 4 miles away.
Jacksonburg's place among Ohio's 924 places
Within Ohio, Jacksonburg holds roughly 0.0% of all residents, the 604th-largest share among 924 places. Its 2020-to-2023 change ranks 1st of 924 Ohio places, putting it near the 100th percentile for growth. By density, at about 34,000 people per square mile, it ranks 1st in Ohio. By land area, its 0.0 square miles rank 924th of 924 places in Ohio.
Common questions
What are my options in Jacksonburg if my credit is poor?
What loan size can I expect in Jacksonburg?
Do I have to pledge anything to borrow in Jacksonburg?
Does comparing loans in Jacksonburg cost me credit score points?
Nearby places
- Trenton, OH — population 13,758
- Seven Mile, OH — population 724
- West Elkton, OH — population 161
- New Miami, OH — population 2,238
- Gratis, OH — population 831
- Middletown, OH — population 51,478
- Hamilton, OH — population 62,997
- Farmersville, OH — population 973