Personal loans in Ivanhoe, MN

With 537 residents, Ivanhoe outranks about 44% of the communities in Minnesota. The next larger city is Hendricks, MN about 9 miles away. When Minnesota caps or restricts a product, lenders either change the terms or withdraw it from Ivanhoe as from the rest of the state. Use the calculator on this page to price an amount and term before you commit in Ivanhoe.

Ivanhoe by the numbers

Two layers matter for a Ivanhoe borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: the Census counts 537 residents in Ivanhoe (Vintage 2023 subcounty estimate), the 475th-largest figure among Minnesota's 853 places.
• Population trend: Down about 3.2% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 18 fewer people than the 2020 Census counted.
• Size percentile: with 537 residents, Ivanhoe is larger than about 44% of Minnesota's Census places.
• Population density: about 827 people per square mile (Census land area 0.6 sq mi).
• Land area: Ivanhoe covers 0.6 square miles, the 636th-largest area among Minnesota's 853 places.
• Water: Ivanhoe holds about 0.02 square miles, the 339th-largest water area in Minnesota.
• Share of state population: Ivanhoe's 537 residents are about 0.0% of Minnesota.
• National rank: Ivanhoe sits 12,872nd by population among the 19,457 places in this dataset.
• Growth rank: Ivanhoe ranks 768th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Ivanhoe moved 3.2%.
• Density in Minnesota: Ivanhoe ranks 336th by people per square mile.
• Density vs Minnesota: Ivanhoe's 827 people per square mile compare with a state median of 607.
• Location: mapped by the US Census Bureau at 44.4643, -96.2517.
• Nearest larger cities: Hendricks (9 mi); Tyler (14 mi); Lake Benton (14 mi); Minneota (15 mi); Canby (17 mi). Larger metros often have more branches, but online lenders reach Ivanhoe on the same terms.
• Smaller communities within reach: Arco (6 mi); Porter (13 mi); Taunton (13 mi).
• Smaller neighbours: 65 places smaller than Ivanhoe sit within 50 miles.
• Within 100 miles: 141 places are larger than Ivanhoe.

Land, water and location for Ivanhoe

The Census Gazetteer records 0.6 square miles of land and 0.02 square miles of water within Ivanhoe. Spread across it are roughly 827 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 150 miles away. A 50-mile radius around Ivanhoe takes in 34 places that are larger. By land area it ranks 636th of 853 Minnesota places.

The anatomy of a Ivanhoe personal loan

Most loans made to Ivanhoe's 537 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Ivanhoe can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Ivanhoe loan but raises total interest, so the smallest payment is not the cheapest loan.

A practical checklist for Ivanhoe borrowers

Before you hand your details to a lender in Ivanhoe, where the population is near 537:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Minnesota; what changes is your credit file, not the fact that Ivanhoe holds 537 people.

The Minnesota lending rules that reach Ivanhoe

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Ivanhoe is bound by the same rules.

How lenders reach Ivanhoe

With about 827 residents per square mile, Ivanhoe is moderately settled, and 34 larger Census places sit within 50 miles. Whether Ivanhoe has a local branch or not, a Minnesota-licensed lender can serve its 537 people online on the same terms. The nearest bigger place is Hendricks, MN about 9 miles away.