Personal loans in Iron City, GA
About 306 people live in Iron City, placing it 445th of 536 Census places in Georgia. Iron City is a small community in Georgia, with an estimated 306 residents, and every licensed lender here follows the same state rulebook.
Pull your credit reports and line up at least three offers before you apply from Iron City. State law, not city hall, decides what a lender may do to Iron City's roughly 306 residents, and a state regulator supervises it. The 2020 count to the 2023 estimate shows about 1.0% decline in Iron City. The nearest larger city is Donalsonville, GA about 4 miles away.
Iron City: population, trend and location
Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.
- Population: an estimated 306 residents, 445th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 1.0% since the 2020 count.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 17% of the places in Georgia, with 306 residents in Iron City.
- Population density: about 383 people per square mile (Census land area 0.8 sq mi).
- Land area: Iron City covers 0.8 square miles, the 488th-largest area among Georgia's 536 places.
- Within Georgia: about 0.0% of the state's population lives in Iron City.
- National rank: Iron City is the 15,056th most populous of the 19,457 Census places covered here.
- Growth in Georgia: Iron City stands 403rd by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Iron City's 1.0%.
- Density rank: Iron City places 336th among Georgia's places by people per square mile.
- Density in context: Iron City's 383 people per square mile sit against a Georgia median of 536.
- Location: latitude 31.0136, longitude -84.8133 (Census Gazetteer).
- Nearest larger cities: Donalsonville (4 mi); Colquitt (12 mi); Bainbridge (16 mi); Malone (21 mi); Chattahoochee (22 mi). Living near a larger metro rarely changes what is available in Iron City.
- Nearest smaller towns: Brinson (5 mi); Jakin (11 mi); Gordon (19 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 12 of them.
- Larger places within 100 miles: 167.
The Georgia lending rules that reach Iron City
Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Iron City lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Iron City's place among Georgia's 536 places
Against Georgia's other places, Iron City accounts for about 0.0% of the state's population and ranks 445th of 536 by size. On the 2020-to-2023 trend, Iron City stands 403rd among Georgia's 536 places — roughly the 25th percentile. At about 383 people per square mile, Iron City is the 336th most densely settled place in Georgia. Within 50 miles sit 12 smaller Census places, alongside the 57 that are larger.
Steps to take before a Iron City loan
Before you hand your details to a lender in Iron City, where the population is near 306:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Georgia regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Iron City-specific: the same Georgia licensing and disclosure rules reach all 306 residents.
Lender access in Iron City
Iron City is a lightly settled community of about 306 people, with 57 larger places inside a 50-mile radius. A Georgia licence lets a lender serve Iron City without a local office, so branch density does not change what its 306 residents are offered. The nearest bigger place is Donalsonville, GA about 4 miles away.
Iron City: area, density and distance
Inside Iron City's boundaries lie about 0.8 square miles of land, with no significant water area recorded. Spread across it are roughly 383 residents per square mile. The largest place in Georgia, Atlanta, lies about 191 miles away. Within 50 miles of Iron City there are 57 larger Census places. The 100-mile radius contains 167 larger places.
Common questions
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Nearby places
- Donalsonville, GA — population 2,826
- Brinson, GA — population 214
- Colquitt, GA — population 1,894
- Jakin, GA — population 128
- Bainbridge, GA — population 14,423
- Damascus, GA — population 203
- Gordon, AL — population 297
- Chattahoochee, FL — population 2,984