Personal loans in Ingram, WI

Ingram is a small community of about 71 residents, and a personal loan taken out here is governed by Wisconsin statute. Decide the purpose of the loan and your repayment plan before sharing any details with a Ingram lender.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 71 residents in Ingram, which ranks it 603rd of 605 places in Wisconsin. A single loan can carry different costs on either side of a state line, and Ingram sits on the Wisconsin side of that line. A 2020-to-2023 comparison shows Ingram down by about 2.7%. The nearest larger metro is Glen Flora, WI about 4 miles away.

Ingram: the sourced local profile

What follows is Ingram's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

How personal loans work in Ingram

Ingram is a small community of about 71 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Ingram's rank of 603rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Ingram decides the split between a comfortable payment and the total interest you pay.

How Ingram compares across Wisconsin

Against Wisconsin's other places, Ingram accounts for about 0.0% of the state's population and ranks 603rd of 605 by size. For population change between 2020 and 2023, Ingram ranks 556th of 605 in Wisconsin (about the 8th percentile). At about 72 people per square mile, Ingram is the 597th most densely settled place in Wisconsin. By land area, its 1.0 square miles rank 494th of 605 places in Wisconsin.

What is available to Ingram borrowers

With about 72 residents per square mile, Ingram is sparsely settled, and 44 larger Census places sit within 50 miles. Distance to a branch rarely matters for Ingram's 71 residents: the application is online and the price follows your credit file. The nearest bigger place is Glen Flora, WI about 4 miles away.

Ingram on the map

The Census Gazetteer records about 1.0 square miles of land within Ingram, with no significant water area listed. With 71 residents, the land area yields roughly 72 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 220 miles away. A 50-mile radius around Ingram takes in 44 places that are larger. Within the same 50 miles lie 0 smaller Census places.

What Wisconsin law requires in Ingram

When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Ingram is bound by the same rules.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Ingram if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Ingram is the same as anywhere in Wisconsin.
What loan size can I expect in Ingram?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Ingram?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Ingram cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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