Personal loans in Industry, IL
Industry, Illinois — home to about 390 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. By population, Industry sits at 940th in Illinois, with an estimated 390 residents.
Industry lost roughly 1.8% of its population across the 2020-to-2023 comparison. For the 390 people in Industry, Illinois runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. If debt is already a strain, a nonprofit credit counsellor can help Industry residents before they take on more. The nearest larger city is Vermont, IL about 10 miles away.
Local context for Industry
The figures below are Industry's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: about 390 people live here, which puts Industry 940th of 1,294 Census places in Illinois (Vintage 2023).
- Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
- Size percentile: Industry's 390 people outrank roughly 27% of the places in Illinois.
- Population density: about 848 people per square mile (Census land area 0.5 sq mi).
- Land area rank: Industry's 0.5 square miles rank 1,062nd of 1,294 places in Illinois.
- Within Illinois: about 0.0% of the state's population lives in Industry.
- National rank: Industry is 14,193rd of 19,457 places nationwide.
- Growth in Illinois: Industry stands 487th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Industry's 1.8%.
- Density rank: Industry is the 755th most densely settled place in Illinois.
- Density in context: Industry's 848 people per square mile sit against a Illinois median of 993.
- Location: the Census Gazetteer records it at 40.3273, -90.6081.
- Nearest larger cities: Vermont (10 mi); Macomb (11 mi); Colchester (12 mi); Rushville (14 mi); Astoria (15 mi). Living near a larger metro rarely changes what is available in Industry.
- Nearest smaller towns: Littleton (6 mi); Table Grove (10 mi); Bardolph (12 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 62 of them.
- Within 100 miles: 334 places are larger than Industry.
Before you apply in Industry
Before you apply in Industry, a community of about 390, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Illinois licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
None of these steps is Industry-specific: the same Illinois licensing and disclosure rules reach all 390 residents.
Where Industry sits
Industry covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 848 people per square mile. Chicago, the largest place in Illinois, is about 185 miles from Industry. Counting outward 50 miles, 72 larger communities surround Industry. The 100-mile radius contains 334 larger places.
Illinois rules behind a Industry personal loan
Read the table as a lender's compliance picture for Industry: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Industry in state context
Within Illinois, Industry holds roughly 0.0% of all residents, the 940th-largest share among 1,294 places. Its 2020-to-2023 change ranks 487th of 1,294 Illinois places, putting it near the 62th percentile for growth. At about 848 people per square mile, Industry is the 755th most densely settled place in Illinois. Within 50 miles sit 62 smaller Census places, alongside the 72 that are larger.
How a Industry personal loan is priced
Industry is a small community of about 390 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Industry. The term you choose in Industry decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Industry if my credit is poor?
What loan size can I expect in Industry?
Do I have to pledge anything to borrow in Industry?
Does comparing loans in Industry cost me credit score points?
Nearby places
- Littleton, IL — population 135
- Macomb, IL — population 14,849
- Bardolph, IL — population 206
- Vermont, IL — population 558
- Table Grove, IL — population 335
- Colchester, IL — population 1,090
- Rushville, IL — population 2,923
- Good Hope, IL — population 356